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Welcome: 'i Don't have a valid PPI complaint'?


craigten
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doesn't matter

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

ok financial institutions..ppi regardless 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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PPI is to protect incase you cant repay the finance they gave you..

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

what do welcome provide that needs ppi cover?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ofcourse it does..as do any PPI claims...

welcome provided finance [credit]

the PPI protected that.

so why aren't they a financial institution??

ofcourse they are...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

I've seen from another thread on here that the underwriters were, eventually, Aviva. Any tips on which head office to send the FOS CQ to, please?

 

Or is this to be sent to Welcome? Also, please can you help with the stat interest sheet? I don't think I've done one for years?

 

Sorry for all this....I really do need some help, though...

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just get a claim into aviva use their ppi link on their site??

just register the claim that's all.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Doh! I think I've finally got this - I can only claim the PPI and not the other things that Welcome charged me such as Gap Insurance, Collision Call and Mechanical Breakdown because of the fact that Aviva were regulated at the time!!

Question - Could I not do a small claims court claim against Welcome for the others?

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haven't said that.

its all part of the PPI

but get the claim in!!

 

bolt on the rest later.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Update:

Upon sending my complaint and Welcome PDFs to Aviva, they sent the following email:

 

Thank you for your e mail.

Please complete and return the attached questionnaire and we will be pleased to investigate this for you.

 

As your request for information relating to PPI policies has been received prior to the FCA deadline of 29th August 2019, if we do locate a payment protection policy, we will automatically treat your request as a complaint, as per guidance from the FCA.  Due to the current high volumes of requests we are receiving, you will not hear from us until after the deadline has passed, however you will not be impacted by this as your request has been received. 

 

I'm guessing this is a generic response being as I already attached the evidence but obviously I shall complete the questionnaire. 

Looking positive, though......

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No use the fos cq

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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barest of info

and don't do a scatter gun of reasons why it was missold.

just the main reason.

as said earlier the finer points can be introduced as the claim progresses.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Even in their t&c's was it not?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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or

on their statement it says they cancelled all the extras as remember I complainted

however ..i've just discovered via an sar they didn't..cough up please

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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