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    • Hi Slick   I am not as experienced as you is there any thing in sar that i can identify. It does not state £2.5k debt in sar. It mentions new add ons.
    • So long story short.   I had a number of re-occurring loans with Unclebuck, I made a complaint in regards to my latest one back in 2019, got to an agreement to remove default markings and charges etc and just pay the principal. Didn't pay the outstanding amount due to personal reasons, being put on Furlough was one of them.   Saw that Unclebuck went into administration, made a redress application a couple of weeks ago, got awarded £807 for previous loans (not the latest one). So I contacted the administration to confirm they would pay the redress amount towards my outstanding balance, but they said they cannot do so?   How is that fair? I get they they can't pay me any cash, but surely they should be able to write off the current outstanding amount, it has to work both ways right? This was the latest response I got, so far no reply from their solicitor yet.   "Whilst I note your comments concerning your desire to set off Redress due in respect of unaffordable loans against your current loan that was not eligible for Redress, unfortunately the Administration precludes the position of set off until the Administrator makes a declaration under Rule 14.29 of the Insolvency Rules 2016. This declaration has not been made by the Administrators and will not be made as there is no distribution or intended dividend to be made to creditors in this particular Administration. Whilst I sympathise with your position, you will appreciate that the Administrators are governed by statute and cannot contract out of it.   I promise to speak to our solicitors to see if there is any room for manoeuvre on this matter and will come back to you afterwards, however I feel that it is unlikely. As you will appreciate making an exception for you may open the Administrators to claims from other customers in a similar position to yourself and indeed from other customers that do not have the benefit of another loan to set their Redress off against."   And to further add to it, I got an email today saying they transferred the loan to a collection field agency "Conexus Recovery and Field Services Ltd "  
    • Airline group IAG's call comes as it posts a huge annual loss after the pandemic grounded many flights. View the full article
    • Well as you're implying, UB, you're going to sign a better trade deal with a large economic bloc than with a small one, aren't you?   I don't think there's any chance of any deal based on a 'special relationship' while Biden's in the White House, but as I said I think Trump would have stitched us up in the end anyway.
    • Atleast 7 years, but they have already done some of the work. I think Liam Fox started this a few years ago.   My guess is that it will take 3 to 4 years before a proper trade deal is signed. There might be a mini trade deal before then limited to a few sectors.   The issue for the Brexit supporters might be when the EU and US sign a trade deal, before there is a UK/US deal. And when this finally happens UK only obtains same deal as EU. There is no reason for US to agree better terms with the UK and they would not do so  because US sees UK as part of Europe.
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

Recommended Posts

britainshorelineiceageimg269sm.thumb.jpg.52c0ce14249a38d4c478f63058685500.jpg

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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  • 10 months later...

Genuinely want some opinions

 

Following is 2 versions of a cave painting from circa 17,000 years ago.

It is quite a famous one, so you might know it or might not, depends on your interest areas

but just take a look at it and tell me what you think you are seeing.

 

There are some quite famous opinions, from very well thought of people, including one whos work I have long admired, but I disagree with most of the opinions

 

What do you think is depicted?

 

 

1.jpg.597c73e960008e20e82e63befdf201d3.jpg

 

 

 

2.jpg.e49b00435063b47b92fe0d7ce33797b1.jpg

 

 

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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  • 1 month later...

https://www.independent.co.uk/news/science/archaeology/stone-age-art-prehistoric-artists-english-channel-islands-mammoths-a9678406.html

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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  • 2 months later...

Perhaps confirming the 'outlandish (for the times) legendary claims that early peoples (eg legendary Atlanteans and Early Greeks) had  equally regarded male and female warriors and hunters

 

https://www.ctmobi.com/articles/498802/ancient-remains-in-peru-reveal-young-female-big-game-hunter

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Share on other sites
  • 4 weeks later...

another related update

https://www.theguardian.com/uk-news/2020/dec/01/evidence-life-on-doggerland-after-devastating-tsunamis-study

 

More detail

https://www.cambridge.org/core/journals/antiquity/article/great-wave-the-storegga-tsunami-and-the-end-of-doggerland/CB2E132445086D868BF508041CC1B827

 

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Share on other sites
  • 1 month later...

I read an interesting book about Atlantis but have forgotten the author-possibly Stitchin or Melchizidek-and much of its contents too. But Atlantis itself was said to be where Florida now is and there was far less oxygen in the air than we have now. Also the beings were not from Earth but their internal organs were similar to ours and actually used their appendix. They were very knowledgeable and some of them seemed to sense that Atlantis was not going to last for long.

As a result many of them fled to India which the book postulated is why there are so many gurus there now.

Some time after they left, Atlantis slipped below the waves.

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I have no doubt whatsoever that the 'Atlanteans were human, and largely stone age humans. But dont let that definition lead you to underestimate their intelligence and abilities.

They may have been early simple metal workers too which I think goes much further back than is generally believed.

 

I also have little doubt that they also expanded into the Eastern side of the Americas

see maps earlier in thread possibly/probably  all the way down to the also now sunken coastal lands in the far south.

 

It seems very clear that the Egyptian priests, and perhaps through them, perhaps through legend, the Greeks were aware of the continent across the Atlantic.

 

A single word -nesos is one of the main keys that opens up the understanding and starts to make all the different claims come together into a whole - along with looking at the world maps much more as it was rather than as it is

 

A 3d version of those maps I show earlier would I think show even more.

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Worth a read in the context of the actual coastal borders shown in this thread rather than the post 7500 BCE landmasses they have been considered in.

 

https://en.wikipedia.org/wiki/Early_European_modern_humans

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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I am sorry but I cannot believe that the Atlanteans were anything but from another galaxy. They were so far advanced. Indeed it may well be that those who were from around Mesopotamia around 6000 BC who were also well advanced of any other humans around there at that time were from another world too. 

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You are entitled to your beliefs, but consider that even the Greeks (the Atlanteans arch enemy) and Egyptians -  with their legends of Gods, Olympus, Ra and miraculous events dont have them flying around in Vimanas with energy beam weapons and nuking their enemies

- the most technical seeming to be horses, chariots and hints of something that became known as greek fire.

 

 

 

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Share on other sites
  • 4 weeks later...

https://www.independent.co.uk/news/science/archaeology/neanderthal-humans-channel-islands-jersey-cave-b1795457.html

 

"the Jersey teeth probably belonged to Neanderthal/AMH hybrid descendants"

 

"The food debris gives a clue as to why the Neanderthals based themselves in this particular cave.

They seem to have been feasting not only on reindeer and bison, but also on ultra-thick-skinned, well “armed and dangerous” fully grown woolly rhinoceroses and woolly mammoths."

 

"seem to have been feasting not only on reindeer and bison, but also on ultra-thick-skinned, well “armed and dangerous” fully grown woolly rhinoceroses and woolly mammoths."

 

"That “killing fields” landscape still, in a sense, survives today, but lies at the bottom of the English Channel. It has now been mapped by researchers from the University of St Andrews and the University of Aberystwyth, using side-scan sonar and bathymetric survey technology."

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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