Hi I just received an email saying we have received your email and we do not settle cases out of court and a single justice procedure notice will be sent in due time .
I sent a letter off almost two weeks ago but he did not mention it , could it be that they didn’t receive it?
the original creditor would have added it to your file inc the default when they sold it on, or earlier if got into issues before its sale.
when a debt is sold either the debt buyer has their name exchanged with the of the OC or a sep entry is added, thus the same debt shows twice.
now if the IRL complaint is successful, then I cant see there any reason why, via ICL or their administrators why you cant demand any/all entries are totally removed from your file mind!
Thanks for the prompt response. Although I will feel slightly awkward putting in a two sentence response to the claimants 100+ page WS!! Should I allucidate on the exact reasons for the dispute...i.e. no proper signed credit agreement primarily plus a few other points of shoddy paperwork or audit trails.
Thanks Andy and everyone else.
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!