Jump to content


  • Tweets

  • Posts

    • Where did you buy ghe car from? I mean, what does your sale receipt says? GCS or Car Money?
    • Hi BankFodder,   I paid for the repairs because the garage i took it took didnt except payment from warranty companies and as i had contacted the warranty company i was expecting them to pay me.   Also after speaking to the owner of the garage on the Sunday morning telling him about the faults i was expecting him to HELP and sort the problems as i had already explained that i was stranded without a car.   After the garage had looked at the car and told me about the faults and put them in writing i wrote to the dealership telling them about the faults and still no help.#   As i work most days 12/13hrs it is very difficult to talk on the phone during office hours.   The garage i use  i have been useing for over 20years and they are very good.I know it wasnt just a sales job for them it was because there were faults.   I have now recieved an email from the dealership saying they knew nothing about the problems and if i had they would have helped.  
    • Hi, welcome back.   Could you post up the questions from the forum sticky together with your answers so we can advise you please? It's best to wait until the guys have looked at your information before you start writing as it could end up as pointless letter tennis.     HB
    • A few years ago on this forum I took the advice of ignoring a PCN which as predicted eventually went away. In May this year I received a windscreen notice form myparkingcharges and  I decided to do nothing and see what happened. It seems that there is a more tenacious follow up these days. (Briefly: A small full car park for the local railway station. My tiny SMART car will fit into a small space which is too small for most cars but is not marked with white lines in the way other spaces are. I have parked there before without incident and actually thought I was doing a good turn by saving the big spaces for more average sized cars). Today I have received a Letter Before Claim and am now not sure what to do. My instinct is to pay the initial £60 fine but it seems that may not end the matter. I have read about an SAR which I need to submit - would it mean a letter something like this?:   Thank you for your letter dated **/08/2019.  Please can you let me have a copy of all photos taken Please provide me with a copy of all letters on this subject. Please send me a PDT machine record from that day including payments made  A copy of all data held, all evidence you will rely on, and a full copy of the PCN and NTK A  list of all PCNs you consider are outstanding against me and/or this VRN,    Is this correct? I would rather just get rid of this and pay the initial £60 but as the bill is now £160 it is a lot of money to lose.  I have tried to read through all relevant threads but would really appreciate some easy to follow advice. If I can get away with £60 I would be OK but obviously would rather not pay at all.   Thanks in advance.    
    • nope provi simply now own the old franchise. they are not insurance providers   you will need to go after the insurance underwriters if you use our custom google search box here there are 100's of threads on them.    
  • Our picks

MrAnon117

negative balance in my paypal

Recommended Posts

After asking halifax to cancel the CPA theyve basically told me they can't do it, so I've asked to 'escalate' the issue and also will be writing a letter.

Share this post


Link to post
Share on other sites

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites
Posted (edited)

I wonder why their support agent didnt seem to think so... I asked them to escalate my issue so we will see.. maybe its because I couldnt provide a specific transaction/transaction date? Anyway I am sending a letter so hopefully that will work.

 

This is what I am writing:

 

 

Dear Sirs,

 

Account no: XXXXXXXX

Card no: XXXX XXXX XXXX XXXX

 

Please act upon the following instruction with immediate effect:

 

I withdraw my authority for all future payments to be debited from the above account/card number by PayPal, including continuous payment authorities (the Payment Services Regulations 2009 apply).

 

FCA regulation states that “you do have the right to cancel directly with your card issuer. Once you have done this, it must stop payments immediately – it cannot insist that you agree this with the company taking the payment first.”

 

Please confirm in writing that you have received and actioned this instruction.

 

Yours faithfully,

 

XXX XXX

Edited by MrAnon117

Share this post


Link to post
Share on other sites

Ok so after chatting with Halifax again they have said that:

 

'as the link to my paypal account is for purchases made, this is not an instance of a recurring transaction as each of the transactions are processed on an individual basis with a unique reference for each purchase'. 

 

Does this mean I don't have a CPA with paypal? 

Share this post


Link to post
Share on other sites

I would simply now write and state they are not to honour any payments demands in whatever format to Paypal or ebay from the date of this letter.

 

dx

 

  • Like 1

PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Ok, I will be doing that. Thank you. 

Share this post


Link to post
Share on other sites
Posted (edited)

ok, this is the updated letter that I wrote and sent today:

Quote

 

6/25/2019

 

 

Dear Sirs,

 

Account no: XXXXXXXX

Card no: XXXXXXXXXXXXXXXX

 

Please act upon the following instruction with immediate effect:

 

I withdraw my authority for and request that you do not honour any and all future payments and payment demands to be debited from the above account/card number by PayPal and/or Ebay, including continuous payment authorities (the Payment Services Regulations 2009 apply) following the date of this letter.

 

FCA regulation states that “you do have the right to cancel directly with your card issuer. Once you have done this, it must stop payments immediately – it cannot insist that you agree this with the company taking the payment first.”

 

Any charge or attempt at charging me from either of these companies is unauthorized. 

 

Please confirm in writing that you have received and actioned this instruction. By the time you receive this letter I will have moved address, so for any correspondence please check and confirm the current address held in the system for my account, as it will have changed from what it is today.

 

Yours faithfully,

 

XXXX XXXX

Seeing as my bank specifically told me that I DONT have a CPA with paypal, does this mean that cancelling my card would effectively stop them from charging me via it? as my direct debit is already cancelled, my card details are the only thing they still have, and if there is no CPA I assume that means they can't charge me if the card is now replaced. 

 

Is there anything else I should do at this point?

Edited by MrAnon117

Share this post


Link to post
Share on other sites

I wouldn't trust the phone operator to know what they are talking about, many are untrained and simply follow on screen scripts.

the 1st sentence of your letter is somewhat confusing.

KISS

You are hereby instructed not to honour any payments demands in whatever format to Paypal or ebay from the date of this letter.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Ok, sent another letter with your exact phrasing.

Share this post


Link to post
Share on other sites

I just tried to report this to ebay and they said to tell local police, and theres nothing they can do.

was this the outcome you would expect?

i honestly feel its very unlikely the police will be able to actually help..

 

read some scary stories about debt collectors contacting family members, is this likely to happen to me? 

 

 

Share this post


Link to post
Share on other sites

so what!!

not for ebay crap

stop reading rubbish and wise up.

a dca is not a bailiff and has zero legal powers on any debt.

 

as for ebay

what did you expect.

they don't care.

 

WRITE a letter to the registered UK HQ

forget about it all.

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

To the ebay HQ you mean? What should I say, just tell them how I have been scammed? I thought they didnt care about that

 

sorry if Im misunderstanding you here

Share this post


Link to post
Share on other sites

my post 9

there is a UK HQ.

 

dx

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Ok thanks will do. What is meant to happen as a result of me sending this? 

Share this post


Link to post
Share on other sites

nothing.in all reality its pointless to you...

but the information you supply might well help them realise certain parties should be banned from the platforms and not let others get sc@mmed


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Ah I see, thanks for clarifying. hoping this will all blow over eventually (after months of letters and phone calls I imagine) i just dont want family being hassled 

Share this post


Link to post
Share on other sites

as I said I don't know why you think its anything to do with your family.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Ok, one more thing - does the fact I opened the paypal when I was under 18 (although obviously older now) mean I might not be liable for any of it? or is that irrelevant? 

Share this post


Link to post
Share on other sites

if the debt was ever enforceable in the uk it might play a part

but as its not . no 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...