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Andymac365

Directors guarantee Travis Perkins

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I opened an account at CCF part of travis Perkins in 07,

my company went bust a year later,

CCF then pointed out I had a directors guarantee.

I subsequently entered into an Iva with debt free direct so I didn’t lose my house.

 

After completing the Iva with little problems and now 11 yrs on look to sell my house I have since found out TP have a charging order on my property.

They stated they declined to enter into the Iva.

I was not told about this and they have not contacted me for any payment in 11 years so was a little shocked to find this out now, they want £3100 to lift the charging order. Any advice would be appreciated. 

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Hi and Welcome to CAG

 

Cant get a charging order without first getting a CCJ (judgment)...did you never receive a court claim ?

 

Was you aware you had a CCJ ?

 

https://www.travisperkinsplc.co.uk/our-businesses/businesses/ccf.aspx

 

Thread moved to General Legal Issues forum

 

Andy

 


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is your home jointly owed but the debt solely yours?


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I honestly don’t think I had a ccj it just seemed so quick after the company closed that they put a charging order on. The house is jointly Owned but the debt is in my name as I was director. 

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then surely it a restriction k?

have you got the text from the deeds/land registry.

 

bottom line is if it is a restriction k 

there stuff all you need to do other than inform them the home is sold, if that's why you are having issues here.?

 

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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