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Revised my last post Rob...with regards to Statute of Limitation.

 

However nothing changes with regards to default markers...so report it to the ICO once you have a response to the DSAR and the proof thats its been and gone past its anniversary of 6 years.

 

 


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Many thanks Andy.

 

I have made the DSAR request today.

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Hi Andy.

 

I have today received a digital file from them with various documents.

I don't fully understand most of it, but noted that the loan was first defaulted 7th July 2008.

 

What else do you need from the documents that is helpful?

 

The original loan was £8500.00.

So a whole load of fees have been put on, and that doesn't take into account what I did pay.

The figures are all on an excel file with letters I don't understand.

 

Interesting documents when I made a complaint, and used a Company, over why they sent the PPI money back rather than allow it to pay for the loan. I was out of work then due to mental health.

 

There are two files,

one is the excel and

the other a PDF with all the letters etc in that one PDF in date order.

 

The last payment I made appears to be Nov 2011.

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find the default notice or the date they claim to have issued it in the comms/account log [the one where human notes are made about your account.]

 

dx

 

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Hi. I have screen shot part of the document. When I click on any of the dates or areas, nothing appears to be hidden with in it. Just a log of dates etc, under the title letters.

Untitled.png

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so? 

you see the documents named default sum notice

so find the date where they says Default notice??


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Hopefully I have got this right. This is in the excel page marked letters.

 

Noted as 'Default' - 07/07/2008.

Noted as 'Default Sum Notice CCA' - 08/10/2008.

 

There are then a loads of entries with the same sort of wording.

 

Hopefully I have provided the right information?

 

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pop it up as a PDF

read upload

default sum notice is irrelevant

its the default notice date we need.

 

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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03/11/2008 11:37 DOCUMENT
17/10/2008 23:22 DOCUMENT

 

There the ones Rob.....proof of default notice....Well statute barred.

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Hi. And that is good news Andy? I find it all confusing, not knowing what I am looking at or what it means.

 

Do I need to do anything ?

 

I really appreciated all the help given, my apologies if I come across a bit stupid.

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Just research Statute Barred so you fully understand what your maintaining if they carry on hounding you.

 

https://www.nationaldebtline.org/EW/factsheets/Pages/time-limits-for-recovering-debts/statute-barred-debt.aspx

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Many thanks Andy. Much appreciated. I will do the required research.

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