Personally I have always sent the CCA Request to whomever was chasing me because they do have a duty to pass it on to the creditor, however in this case maybe sending it straight to TSB would be good. make sure you keep copies of everything
That is somehting to shove home in your WS, VCS will claim that they areall one and the same but Companies house doesnt have any connection between any of simon R-S's businesses. If one was a subsidiary of anither then you can be sued in the name of a different co but that doesnt apply. there is a previous court report on this on the Parking Pranksters blogspot somewhere. Copy it and use it in your defence
While I think Doyle will be used by many a DCA particularly if they are against a LiP, it really does depend on each case. For example, my old Capital One card gave a very specific process which outlined what would happen prior to a DN being issued and pretty much when it would be issued. As it happened they didn't issue a DN and Lowell lost in court.
Peoples opinions change rapidly on forums and I can't remember who said what about BMW v Hart although my view was always, to be on the safe side , the initial COA was the remedy date for a DN. Don't get me wrong, I would have tried six years from the date of the first missed payment if I had to but luckily I never did.
I think it is always very easy to play fast and loose with other people's claims , after all, the only thing that we will suffer if they lose, is our pride. If someone wants to defend a claim and they honestly have a case, all we can do is advise.
I also would, if possible take more than just limitations into court - you only need one thing to be on your side and you win- it is up to the DCA to prove they have all their ducks in a row. There is a lot more to enforceability than just the agreement.
Hi I have received a parking charge notice for overstaying on kfc through the post from civil enforcements ltd. I was 16 minutes over due to the fact that my little ones were playing up and not eating their meal. Annoyed we left the restaurant and wouldn’t allow them ice cream to cut a long story short by the time I’d put them in their car seats I’d given in so I drove through the drive in and collected ice cream to take home. I was parked in a disabled bay with a blue badge I hadn’t noticed the new signs of limited free parking. I was with friends who were on the car park longer than us and didn’t get a fine. I have to appeal by Tuesday. Do I appeal or wait?
1 Date of the infringement 03/01/2020
2 Date on the NTK [this must have been received within 14 days from the 'offence' date]
[scan up BOTHSIDES as ONE PDF- follow the upload guide] 07/01/2020
3 Date received 13/01/2020
4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] Y
5 Is there any photographic evidence of the event? Not on letter
6 Have you appealed? [Y/N?] post up your appeal] N
Have you had a response? [Y/N?] post it up
7 Who is the parking company? civil enforcements ltd
8. Where exactly [carpark name and town kfc, Fenton,stoke on Trent
Shocking pictures reveal ‘disgusting’ conditions inside Hermes depot where workers ‘feel like slaves’. Read more at https://www.consumeractiongroup.co.uk/topic/419726-shocking-pictures-reveal-%E2%80%98disgusting%E2%80%99-conditions-inside-hermes-depot-where-workers-%E2%80%98feel-like-slaves%E2%80%99/
Euro Car Parks issued this ticket to the police in Devon and Cornwall. Read more at https://www.consumeractiongroup.co.uk/topic/419522-can-anyone-identify-the-parking-company-which-issued-this-ticket-to-the-police-in-devon-and-cornwall/