My first inclination would be to ignore the DCA as they have no power.
That leaves you with how to pay Amex.
Perhaps a good way forward would be to try and get a bank account for Amex and then pay by periodic instalments using your card number as a reference.
Ultimately they will either have to accept the payments or take Court Action (or sell the debt).
I wonder though if they have already trashed your credit file by reporting a default or late payments.
Probably a good idea to check all three credit reference agencies to see if Amex has done that.
Ultimately if you cannot get a bank account from them then set up a savings account and put it there and then wait for them to make the next move. It is quite possible that somewhere down the line long after you have defaulted they will make you a discounted offer. Your savings could go along way towards settling the sum.
Thanks dor taking the time to do this, especially in the day.
It turns out that I was given the completely wrong information, it as been re-listed for the 8th of Aug.
I have no idea what is going on or how they can make this level of mistake.
I attended court today and the judgement has been set aside. Thanks for the help!
He said I will receive a letter to resubmit my defence but as I have already done this he said just to acknowledge it has already been sent . He also said there will be a small claims hearing and if I win the claiment must pay my costs.
The claiment didn’t attend today.
I update more when I have received the letter.
Many thanks for your help getting it set aside.
As an aside, when it comes to PCP's or monthly payments on cars there are nearly always options, no matter what your credit. Bear in mind you don't have any CCJ's either. However the payments will be more expensive.
The same goes for mortgages, defaults become less important as they age, also having a higher deposit can compensate for a multitude of sins.
All the above is my own personal experience, it's never the end of the world.
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!