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Juno50

Lowell Claimform - Disputed o2 debt

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just copy n paste to mcol yes


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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In mcol i go the start defence and copy n paste and follow instructions? 

 

i just checked i actually got mail from lowell,

some paper claiming to be a copy from O2

it looks completely dodgy. 

Also got a crap copy of bills. 

 

Money drawn every month is completely wrong. 

They seemed to have made it on paint app. Useless. 

Will try and take a photo of them and send through, or no need too?

 

@dx100uk

 

they saying its a copy of agreement, i never got that before.

  Looks Dodgy. 

I am going to start my defence now, unless otherwise told not to 

 

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yes copy and paste

 

how did Lowell get your email?

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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no no sorry it was a letter

 

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ok

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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?

 

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A copy of this letter containing the alleged contract /agreement.


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Hi guys, hope you are well.

 

I have letter here from Lowell's.

I can't take a photo as my camera on my phone isn't working.

 

Its a letter asking if we can mediate the debt.

I obviously do not wish to do that.

Do I need to fill In the form and return it? 

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from lowells

you mean they have sent you a copy of their proposed N180 court form?
 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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It would appear so.  What is my response to this ?

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I left the letter in my tractor at work, so will have to confirm this tomorrow.  

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Hi guys, I have lost those letters! A little stressed now. Is there anything I need to do? 

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Ring the court and request another set.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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Sorry to ask but how does one find the number for the court?

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Northampton MCOL  0300 123 1057   or you may have to ring your local county court.

 

Here are the forms you have lost but you still need to ring them to get the date you must file it.

 

To be sent by email

With the Subject heading

Send to email address

Directions questionnaire

Directions questionnaire

ccbcaq@hmcts.gsi.gov.uk


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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Cheers for that, will this be paperless or do I have to send via post?

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Complete it on PC/Tablet/Phone and email to ....

 

To be sent by email

With the Subject heading

Send to email address

Directions questionnaire

Directions questionnaire

ccbcaq@hmcts.gsi.gov.uk

 

Or print (3 copies) court/sol/file


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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Do I say yes or no to the mediation? 

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yes to mediation unless you filed an SB defence

1 wit you

the rest is obv.

 

don't give your email/phone/sig on the lowell sols copy


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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I can see its easy, just unsure why we are saying yes to mediation? When i wont pay them a cent!?

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I thought i was under the impression this case would be removed and would win?  Has that changed in anyway?

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please get reading up

there are 1000's of Lowell telecom mobile claimform threads here

doesn't appear you've read one yet?

 

 

mediation is nothing to do with admitting nor paying the claim

it is a sep service to see if the issue can be resolved without the need for court.

 

it wont happen anyway.

but you wont understand WHY unless you READUP.

you've been here since last june and should be well aware CAG is also a self help forum

dx

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Quote

I can see its easy, just unsure why we are saying yes to mediation? When i wont pay them a cent!?

 

Because the courts expect both parties to participate in mediation...with view to narrowing differences and possibly settling the claim......although it invariably ever proceeds to mediation and is just a box ticking exercise.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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