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Hello all,

 

long time lurker and beneficiary of good advice. 

 

I am almost on top of all debts and no longer live in fear of the postie delivering something scary. 

 

However, I have one long standing charging order.

I have never paid anything in 11 years but I want to get totally straight.

 

I get a letter annually from a company called Richard Cort with a statement but never a demand for payment.

It is quite large, much larger than any debt I accrued,

and I am concerned they are adding interest

and may one day try and demand it. 

 

What steps can I take to do something about this? 

 

thanks in advance

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what was the original debt/ccj all about that allowed this charge?

did you not defend things?

tell us the history please

 

can you type out the exact wording from the deeds please minus pers info

is the home yours alone or jointly owned.?

was this debt yours alone or joint?


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They cant add interest post judgment unless the agreement/judgment allows it...... the Charging Order is merely security for the judgment.

 

Thread moved to Financial Legal Issues Forum.

 

Andy


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I have very little memory of the original ccj and subsequent charging order but I think it was for an unsecured loan. My plan was to approach the company sending annual statements and ask what it is for etc.

 

It was my understanding interest couldn't be added but this company, not the original loan company, add it annually. 

 

Really need to know how to approach them. 

Should I do a land registry check?

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is this it:

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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No that one is paid off now. 

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ok yes go do land registry

and do you know the CCJ numbers?

 

dx

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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I don't have any CCJ numbers. Reading that post back that might be the debt because no other charges have ever been put on the property. 

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that's what was thinking

check LR 1st that should tell you

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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