Arrows/Drydens Claimform - old M+S card debt poss SB'd

[kkatiew]

I’ve checked one account and there’s nothing on that one. I’ve just ordered a statement from another account which is now closed so could be a couple of weeks before that arrives

[dx100uk]

I thought you'd got all the statements by sar's from any A/C that it could have been paid from..

you MUST be always 1000% sure a debt is SB'd before filing our SB defence

 

pers i'd be sending an SAR to anyone that holds an A/C that this debt might have been paid from today incase arrows instruct drydens to lift the stay.

[kkatiew]

Yes, I did check but I’ve got rid of the previous statements. I wanted to just triple check.  I only had 2 accounts, both with Lloyd’s.  One is still active which is the one I’ve checked and the other was closed so I’ve no access to this one online.

[dx100uk]

sar Lloyds then

 

[kkatiew]

I received a ton of statements and telephone recordings and all sorts from Lloyds last week and having gone through it all, I can’t see anything paid to M&S or Arrow.

 

I’ve checked my 2 Lloyds accounts and nothing.

My Barclays account is only 3 years old so it won’t be that.

I’ve not heard anything from anyone since that letter.

 

What should I do now ?

[dx100uk]

and you never entered into any DMP with any debt charity?

i would suggest as they've let the claim be stayed for so long they are flying a kite.

 

did they fwd statement with their last letter?

 

dx

 

 

 

[kkatiew]

Definitely never entered any DMP or IVA. No statement or anything, just that letter.

Its just very bizarre that they have been very specific about a payment on 5 June 2014 but I’ve checked through the bank accounts and, nothing bar that one off panic payment I made when the first letter landed.

[dx100uk]

well it's not unknown for DCA's to claim phantom payments.

 

just don't ignore anything that come from a court ref drydens raising an N244 for their clients to propose to lift the stay.

 

dx

 

[kkatiew]

Latest update.

I have today received, from Drydens a letter which basically says pay the full amount of £921 within 14 days, so nothing and we’ll apply to court to have the stay lifted which will include an application for summary judgement, given the evidence which has now been provided to me in support of my claim or agree to a Tomlin order !

 

Oh and you’ve got 9 days to get back to us.

[dx100uk]

As my last post

[kkatiew]

So don’t do anything?

[dx100uk]

what does it say in my last but one post?

 

dx

[kkatiew]

Morning dx, This one ?
 

well it's not unknown for DCA's to claim phantom payments.

 

just don't ignore anything that comes from a court ref drydens raising an N244 for their clients to propose to lift the stay.

[dx100uk]

purfek...now in red too.

go enjoy xmas/new year

[kkatiew]

Thank you  

[AndyOrch]

Be aware that any application can come from the claimant also...so dont disregard that either and check with the court if its a valid application.

 

Andy

[kkatiew]

Morning,

 

Ive received this today. I can’t ever recall receiving anything from Arrow direct before

 

statement.pdf

[kkatiew]

I’m struggling to upload it in a different format but basically, it’s a statement from Arrow in relation to my ‘running account credit agreement’ covering 1 Nov 19 to 31 Oct 20.

 

Date of original agreement 15.8.06

Date assigned to Arrow 21.11.14

 

Just strange how I can’t recall ever having  received a statement from them before now.

[dx100uk]

its what they have to send under fca rules if they think they are a creditor, nothing to worry about.

 

[kkatiew]

Thank you  

[kkatiew]

Hi,  

 

I received the attached recently.  It’s from Arrow Global. Basically saying that they’ve recently identified that unfortunately I haven’t always been given certain post contractual documents inc NODS. They would now like to remedy this. 
 

Do I need to do anything ?

 

 

notice of court fees added to your debt under a NODS.pdf

[dx100uk]

On 23/11/2020 at 13:29, dx100uk said:

its what they have to send under fca rules if they think they are a creditor, nothing to worry about.

 

let it run..

 

they think they can add a failed court claim fees to a statute barred debt thats their problem.

 

probably write next and say it can't be SB'd as we've now charged you these fake fees....

[brassnecked]

But the SB defence would see them off if they were silly enough to try it on

 

[kkatiew]

I’ll leave it then and see what happens next.  They are not giving up are they !