Arrows/Drydens Claimform - old M+S card debt poss SB'd

[kkatiew]

Actually, I've put the following :

The Defendant contends that as this is a claim in contract and an excess of 6 years have passed since any cause of action may have accrued, any alleged debt is therefore statute barred pursuant to section 5 of the Limitation Act 1980.

The Claimant's claim to be entitled to payment of £921.13 or any other sum, or relief of any kind is denied.

 

Do you think I need to add anything else or just stick tset the simple fact ?

[dx100uk]

don't change from the defacto andyorch statute barred defence

its specifically worded that way for good reasons!!

 

 1 The Claimant's claim was issued on (insert date).

 2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980. 
.
If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant.
.
 3 The Claimant's claim to be entitled to payment of £[insert figure from their POC]  or any other sum, or relief of any kind is denied.
..
..ends..

[kkatiew]

Great, thanks. So I've filed and will see what happens now.

 

Thanks for you advice, as always.

[dx100uk]

The following defence is all you need if it is SB

 

 1 The Claimant's claim was issued on (insert date).

 2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980. 
.
If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant.
.
 3 The Claimant's claim to be entitled to payment of £[insert figure from their POC]  or any other sum, or relief of any kind is denied.
..
..ends..

[kkatiew]

I've today received my CCA letter back with return to sender - no longer at this address.

 

It seems they have moved and I sent it the old address.

 

Should I send a fresh one to the correct address ?

 

Thanks

[dx100uk]

how could you have sent a CCA to the claimant using the wrong address

its on the claimform!

[kkatiew]

I sent it to the address on the claim form so they must have moved since or someones cocked up somewhere.

 

What shall I do ?

[dx100uk]

that's weird

what address was it?
not that it matters anyway

any paperwork they hold under the CCA cant refute an sb defence anyway

[kkatiew]

The address is Arrow Global, 20-22 Bedford Row, London WC1R 4JS.

 

Sticker on envelope (which was opened) No longer at this address - Return to sender

[dx100uk]

https://register.fca.org.uk/ShPo_FirmDetailsPage?id=001b000001SHUW6AAP

[kkatiew]

The London address is definately the one in the claim form

 

 

[kkatiew]

Lloyd's statements have today and last payment I can see made to M&S was 15 October 2012.

[brassnecked]

Deffo Statute barred then, use the SB defence indicated by DX.

[kkatiew]

Done

[dx100uk]

haha tough luck arrows...

 

dx

 

[kkatiew]

So, I’ve not heard anything for 2 months.

Is this normal ?

[dx100uk]

Look at the letter you got from the court following your defence filing

[kkatiew]

Will do

[kkatiew]

Hi all,

 

The case is stayed.

 

Could the case be reopened again and does it go on my credit file ?

 

Thanks

[dx100uk]

cant show on CRA file until/if judgement

 

they will now have to pay £255 to lift the stay via an N244 if they are that brave.

 

dx

 

[kkatiew]

Well, I’m assuming it’s a stay - I’ve not actually had any further communication since 4 July which was the acknowledgement letter saying that the creditor has 28 days from the date my defence was filed.

 

Surely I should have received something since 4 July ?

[dx100uk]

you wont as said before and in the court letter you got its automactic

[dx100uk]

open

[kkatiew]

Thank you  

I’ve received a letter from Drysdens today.....

 

I have replaced your jpeg with a pdf version, its not a good idea to post jpeg directly to a post. Only logged in registered Caggers can access a pdf, world & its dog can view a jpeg in a post.

BN

 

Dryden.pdf

[dx100uk]

so where has this mystery payment in 2014 come from?

I suggest you recheck your bank statements from before and see if did make that payment