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    • I hope Lord Frost is OK. Islamists and the woke Left are uniting to topple the West ARCHIVE.PH archived 18 Apr 2024 19:12:37 UTC  
    • Ok you are in the clear. The PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 for two reasons. The first is that in Section 9 [2][e]  says the PCN must "state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper— (i)to pay the unpaid parking charges ". It does not say that even though it continues correctly with blurb about the driver. The other fault is that there is no parking period mentioned. Their ANPR cameras do show your arrival and departure times but as that at the very least includes driving from the entrance to the parking space then later leaving the parking space and driving to the exit. It also doesn't allow for finding a parking spot: manoeuvering into it avoiding parking on the lines: possibly having to stop to allow pedestrians/other cars to pass in front of you; returning the trolley after finishing shopping; loading children disabled people in and out of the car, etc etc.  All of that could easily add five, ten or even 15 minutes to your time which the ANPR cameras cannot take into account. So even if it was only two hours free time you could  still have been within the  time since there is a MINIMUM of 15 minutes Grace period when you leave the car park. However as they cannot even manage to get their PCN to comply with the Act you as keeper cannot be pursued. Only the driver is now liable and they do not know who was driving as you have not appealed and perhaps unwittingly given away who was driving. So you do not owe them a penny. No need to appeal. Let them waste their money pursuing you . 
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    • What's the reason for not wanting a smart meter? Personally I'm saving a pile on a tariff only available with one. Today electricity is 17.17p/kWh. If the meter is truly past its certification date the supplier is obliged to replace it. If you refuse to allow this then eventually they'll get warrant and do so by force. Certified life varies between models and generations, some only 10 or 15 years, some older types as long as 40 years or maybe even more. Your meter should have its certified start date marked somewhere so if you doubt the supplier you can look up the certified life and cross check.
    • No I'm not. Even if I was then comments on this forum wouldn't constitute legal advice in the formal sense. Now you've engaged a lawyer directly can I just make couple of final suggestions? Firstly make sure he is fully aware of the facts. And don't mix and match by taking his advice on one aspect while ploughing your own furrow on others.  Let us know how you get on now you have a solicitor acting for you.
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LCS/Coop energy SAR received...not sure what to do with it


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A little advice on how to deal with LCS regarding a coop energy debt please..

 

We owe around £500 now to LCS due to mis-communication when it came to meter readings.

 

We are currently on a 30 day hold with LCS but I expect the letters/call/texts will start again any time soon.

 

Do we need to request a SAR from coop?

 

I know @dx100uk has stated for cc debts etc with DCA's to deal with the original creditor not the DCA?

The last letter I received from LCS stated that their 'collections activity will continue' if I don't respond to them...

 

Thanks

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yep go it in one 

you ignore powerless LCS.

 

whats this debt from please

historic use

use at a previous home 

expand please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Use at a previous address. For over a year they failed to tell us that they needed meter readings and they weren't read once, so all estimated bills then hit with this bill just before we surrendered the property last August.

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did you get a reading before departure?

was this dual or just one fuel?

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes we submitted a reading before we left, I had started to submit readings for a few months and think I had arranged to pay more a month to start paying off the debt, but then we moved out.

 

Duel fuel..

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send co-op and sar then.

probably not correct bill and they cant really do anything to you now.

 

bottom of the pile for sure

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

I sent Coop a SAR as I got hit with a massive bill due to estimated readings and insufficient payment amounts.

 

From November 2017 (where my bill shows -£4.65) to April 2018 my bill was -£551.90.

 

I was paying £64/month after this was reduced from £93 in August 2017.

 

I had a bill issued in;

November 2017 -£4.65

December 2017 -£128.14

February 2018 -£277.27

April 2018 -£551.90! 

 

There are a few comments on the transcript I have highlighted that look a little suspicious

-just wondering really what I can do from here with this account?

 

I feel that Coop were irresponsible in their management of the account.

There was a significant amount of time that I didn't receive a bill and couldn't access my account online.

They blamed me for not providing meter readings but they used to send a meter reader to the property then this stopped

-I wasn't aware that this would/had stopped.

 

Thanks

 

 

 

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Put everything in one pdf

And use pdfreducer then

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

at the end they admit the readings are high and there must be an error.

pers id ignore everything until/unless you get a letter of claim

 

The co-op has you correct address

 

Dx

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yup, I've ignored any energy debts, and never had a claim form.  Providing they have your correct address, forget about it.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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  • 2 months later...

Hi all

 

Just an update on this debt of ours.

 

Today we have received a 'Letter of Claim'  talking about taking us to court unless we agree to a payment plan etc-sent by Moriarty Law.

 

There is a reply form enclosed with the letter that it states we must fill in within 30 days otherwise it COULD result in court proceedings?

 

Is this a genuine threat-do I need to fill out this form and send it in?

 

I did receive a SAR from Coop and it did show discrepancies in their communication with me/info regarding meter readings etc?

 

Thanks in advance for any advice.

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Read the above and complete using our forms not the theirs.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Thanks @Andyorch, is this energy debt covered by the consumer credit act, as I didn't send a CCA request to them just a SAR? And if it is covered by the consumer credit act do I send the CCA request to LCS (the DCA last known to be dealing with the account) or Coop?

 

Thanks

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who are moriarty's stated client please 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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13 minutes ago, Jaksmyboy said:

Thanks @Andyorch, is this energy debt covered by the consumer credit act, as I didn't send a CCA request to them just a SAR? And if it is covered by the consumer credit act do I send the CCA request to LCS (the DCA last known to be dealing with the account) or Coop?

 

Thanks

 

No

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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really co-op energy are going to court 

I think not...

 

anyway fill out our PAP response form as advised

ask for all bills and state the debt is in serious dispute regarding accurate readings ??

was that what we concluded earlier

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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don't forget use our examples [sort of]

and our reply form

 

it goes to moriarty.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

no its not been sold

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 3 weeks later...

So...I had a letter from Moriarty Law today (in response to the reply form you advised, which was sent off a couple of weeks ago). They state that they are no longer dealing with the account and that it has been passed back to Coop...

 

Is this 'normal', for them to threaten legal action in 28 days and then retract it and pass it back to the original creditor?

 

What can I expect now? Correspondence from Coop?

 

Thanks

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aw..cut n run away.

 

see what happens.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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