Abbey Victim V Abbey ***WON***

[cassoli]

Thanks lula,

will give them a ring in the morning,

Regards

Cassoli

[cassoli]

Rang Blackburn county court thismorning and they say it is taking six weeks to reply to allocation questionnairs

[cassie2006]

My AQ had to be returned by 11/4 also.

 

Up to last Friday hadn't heard anything so I rang the court (Bromley CC).

 

They told me my case had been transferred to Mercantile court (I think Bromley are doing this to everybody). Haven't heard anything since.

 

By looking at other threads the census of opinion seems to be that this is a good thing.

 

Cant help feeling jittery though:???:

 

Hank on in there.

 

Cassie

[shaun fleming]

Jason tell Abbey that you have worked out your charges and interest owed by Abbey from the court paper work (you would of had leaflets when you filed your court papers) and that you will leave it to the court to dicide if they are going to award the full ammount.

When I filed to court they did not have to supply any statements so when the solicitors contacted me and asked how I had worked out the charges they were informed that I was self employed and that maybe their client had not informed them of the charges and maybe they should go back to their client for the statements. We also asked for how they would like us to work out the interest so that I could sit down and work it out for them and come to court with their figures and allow the court to dicide!!!

 

Received payment notlong after that.

 

From 'The Grim Reaper'

[jakebear]

Hi all

 

Got a letter from the court to say I do not need to fill in an AQ and to also tell me that my claim had been transferred to my local Nottingham County Court.

 

What do I do now just wait for the court to write to me?

[Lula]

Jakebear, have you received a copy of their defence yet? Also, you could send the Abuse of process order, but I am not quite sure how you would go about wording a letter to the judge attaching the Request, i shall ask GaryH, to post a reply, to confirm that this is ok and how to word any letter.

[GaryH]

Hi jb,

 

Yes, you could still send a strike out request, although there would probably be less chance that the judge would consider it than there would be if it was on an AQ. Use the same template, but head it like this -

 

Claim number ******

In the ***** County Court

Between:

You

 

 

and

 

 

Abbey

 

 

Case Management representations

 

 

It is noted that in my case referenced above that the Allocation Questionnaire has been dispensed with. I am aware that this is likely due to the large volume of claims that consumers are bring against the high street banks. I am also aware that to date the banks have failed to defend a case in the courts and that they often use the court process to extend and delay the period of time within which they deal with these matters satisfactorily.

 

In light of this the Claimant hopes that the court will consider the following case management proposals, and respectfully suggests that an order may be made as follows;

 

1. That the Defence is struck out as an abuse of process, pursuant to rule 3.4(2)(b) of the Civil Procedure Rules.

 

On the basis that the Defendant has filed a template defence then.....................etc, etc.

[Lula]

thanks Gary

[DS11]

Hi

I joined this morning. I bank with Abbey and over the years I have paid bank charges every month for past 10 years or so.

 

I am scared. How do I start the process. I don't have all my bank statements. What should I do first?

 

High Wycombe:razz:

 

hi,first of all write to them asking for your last 6 years bank staements,enclose a cheque for £10 and they have to send them you by law,once you have them,detail all charges they have applied to your acc and then send letter asking for your money back-go on moneysavingexpert.com website for template letters-

good luck

[Lula]

We have our own template letters here, I would advise that you do lots of reading first, the FAQ's http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

 

and then start your own thread in this forum.

 

Good as Martin Lewis is, I think that CAG are the experts

[DS11]

sorry,just joined this sitedave

[Lula]

sorry,just joined this sitedave

 

thats ok, you 'll learn:)

[Pirus]

Sorry wrong thread

[jakebear]

Hi there thanks for the advice.

 

I have received a defence from Abbey.

 

As far as the strike out letter the problem is that I do not have a contact name at Nottingham County court.

The letter merely says that they have dispensed with the AQ and that proceedings will now be administered at the Nottingham court.

[Lula]

Jakebear, you do not need a contact name, just send the letter addressed to the judge c/o Nottingham Court

[jakebear]

Thanks Lula

 

Really appreciate you support and all the other support that I have had.

 

Will send the letter and keep you all updated on my progress.

 

The thing that I dislike the most is that I actually supply a service to these banks as part of my employment.

Let me be more specifcate.

 

I repair printers fax machines and copiers.

 

A lot of my work is performed in the banking financial sector.

 

Believe me these guys relish in putting pressure on people and ripping them off wheather selling Insurance mortgage policies or putting pressure on people that cannot pay.

It is like an office game to them.

 

The staff at the banks ACTUALLY KNOW ?

[jakebear]

That the charges are extortionate but are encouraged to make more money and to disuade customers from claiming back any of their bank charges or to make things more awkward by withholding the information required.

Really getting fed up with this and thinking of looking for a new job as I do not know how much more of the behind the counter chat that I can put up with without opening my mouth.

Makes me sick to my stomach.

 

You guys thinking of persueing a claim go for it because these people are ripping you off and laughing at you at the same time believe me I have heard them.

[cillahen]

just joined site this morning. got letter from abbey yesterday telling me that as a goodwill gesture they will refund me 1005.00 instead of my 4000.00 they have taken from my account. am worried about having to go to court and upset that no body is making these banks stop.someone should be held accountable for this. if i were you jakebear i would look for another job as soon as possible. i went to my bank a few weeks ago and one of the cashiers was whispering to me that the bank charges that were been taken from my account were unlawful and that i should go on the web and reclaim them. i told him i was in process of reclaiming and he said dont take any c**p from them. but am still worried.

[Sabine1504]

How come everyone is getting good will gestures from Abbey apart from me??..;-) I almost feel left out!! Got my court date 27th June....scary but great. Wish me luck!!!

[cassoli]

Good luck Sabine,

don't feel left out. i've been offed sod all aswell

[cillahen]

checked bank account and abbey have put 1005.00 in to my account and i haven't even accepted yet!!!!!

[Sabine1504]

Well, that is still a good start in my opinion. After all, if it was lawful, why would they give you anything?? You lucky so and so!!

[bonnie22]

Submitted 2 claims on 2 Abbey accounts

On one account received a small goodwill gesture, still proceding to court

 

I have rec'd my court date today

Ive got two accounts with Abbey, I have to prepare and submit evidence to court by end of May

The court date mid June

 

Has anyone been to court with Abbey or do they settle before. Any information on the way Abbey had behaved at this stage would be useful

 

many thanks

[Sabine1504]

Hi Bonnie....I called the courts to ask what I should present. The just told me "everthing you have".....!!! I have heard of "court bundles" but have no idea what that is. I have heard I have to take my contract (because of the Lloyds case)........contract? Not sure I even have a contract? No one is replying to my threads, so I thought I would try this one!! HELP........and also, I have been offered mediation which I have accepted.......

[angelinsane]

hey everyone

 

I have requested £940 from abbey.. got the 4 week letter runaround. After sending the letter threatening to take them to court they gave me a GWG of £105, but are refusing to budge on any more sending me the standard letter..

 

Trouble is for me now I only have statements to prove £860 of the £940, though my charges will have amounted to well over £1k over the years of statements I don't have. I thought they might just pay up as I wasn't claiming back all I was entitled to. My friend told me you could just send an estimate, which is what she did with the RBS who paid up £3k no probs (well after a bit of kicking and screaming)!!

 

Now I'm not sure what to do, I will be happy to settle for a few hundred less just to get it out of the way (fast), I don't have time to dedicate to look into the matter thoroughly and am scared of going to court and mucking something up and ending up with nothing..

 

ax