An update on this issue:
Friend - eventually - paid off the mortgage arrears in full.
But their solicitors have since written saying they will write to the courts asking for the liberty to keep the claim open.
Is there something friend can do to prevent that?
It seems weird that a Claim can be settled in full, yet the solicitors want the Claim # left "open" on file so they can open it again whenever they want ("just in case" friend may miss payments again).
It would seem a bias against friend.
What to do?
I have been approached by current supplier to have Smart Meters installed, as it is a Government target to have them installed by end of 2020.
Having spoken to a number of people and read about Smart Meter issues, there is not much positive comment about having the new meters installed. There are issues of compatibility between meters installed between different suppliers, making it more difficult to switch suppliers. There have been hassles with the meter installation process and feeling that the time taken off work, has not been rewarded with any cheaper supply or improved customer service.
Given that it is not compulsory, I have said no thanks for the time being.
Does anyone have any positive experiences of Smart Meters ? Have they saved you money ?
I have deleted some information and make it clearer, but now I really don't know what more to do.
Spent the evening putting the Exhibits together.
Draft Defencev3.pdf191014_witness statement_v05.pdf
Another question as to whether the initial Formal Demand Letter issued to previous address ma question how I got my hands on it in the first place....
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!