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mpolly99

Nationwide Loan CCA Online Application - wescot chasing

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Posted (edited)

Evening all,

 

I’ve had a letter form Wescot chasing dough, to which I responded by not acknowledging the debt due to the original debtor being unable to provide a true signed copy of the CCA, and challenged them to find it. 

 

They wrote back to me with the same document that the original lender sent to me which was a credit agreement, with my details on it but it’s unsigned, claiming that the application was submitted online.  Is this a valid CCA agreement and this enforceable?

 

TIA

Edited by mpolly99

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who was the oc 

what type of credit?

wetclothes don't by debts..

who are their clients?

 

dx


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It was a nationwide loan which is now with wescot.

 

Cheers 

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when was the loan taken out and when did you default?

Online= no sig needed

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On 07/06/2019 at 18:11, ericsbrother said:

when was the loan taken out and when did you default?

Online= no sig needed

 

Sorry for late reply.  The loan was taken out 9th Oct 2012 and defaulted 1st Jan 2014.

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for a loan from 2012 that would be correct

you did it online.

 

so you need to deal with NW forget stupid DCA's like wetcloths

if you read their letter carefully

it says our client nationwide.

 

when did you last pay anything?

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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12 months was the last payment.  I’ll ignore their letters then

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