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    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Wife not paid from work


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My wife handed in her notice and was expecting her last wages on Friday but they have only paid her holiday pay. She was also due 3 weeks ssp which was not paid

 

When she phoned her ex employer they said they would try to pay her by the 15th of this month. 2 and a half weeks later. 

 

Surely this can't be right and is not reasonable to wait this long. There is a likeyhood that she will incur bank charges over this

 

Any advice ?

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Tell them that you need the money now and if they don't pay immediately they will be liable for any bank charges.

Then if you have to use your overdraft and pay something to the bank, bill them.

Do all of this in writing and stay off the phone.

Be wary of anyone telling you that employers can withhold payment.

If what you said is all correct, they cannot for whatever reason.

Edited by king12345
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Give them 14 days in a formal letter to cough up, no email a letter with free proof of postage from the Post Office.

What was the payment frequency Monthly, weekly or some other period?

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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It's just letting them know you haven't forgotten, give, them 7 days if you have been kept on a string, they might start spouting payroll frequency, and other avoiding tactics.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Immediate payment,  non negotiable. 

Failing that they will have to pay for all bank charges.

Let them know in unmistakable words. 

Any bs they tell you about cycling, accounts etc, it's just bs.

Take no crap and stand up for your right to be paid on time.

Little story for you: there was a delayed payment and they said they would pay me next payslip.

Next day i didn't go to work.

They called me and asked what happened. 

I said: "I'll come to work next month. As you can delay payment of my wages, surely I can delay work, correct?"

I was paid same day and nobody ever mentioned that day off I took.

However,  I don't suggest to do the same to anyone,  unless you're a loose cannon.

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2 hours ago, ericsbrother said:

what is the usual salary run cycle? if she gets paid monthly then they will pay her at the end of the month after she ahs left so they can tie up all of the loose ends

She left on the 15th and get a paid last day of the month. They paid her remaining holiday pay but did not pay 3 weeks ssp as she has been ill and off work

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then politey ask if it will be paid in the next salary run and act according to their response.

A common problem is that the accounts peopel dont know that anything different has happened so just punch the same buttons each month

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