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After a bit of help with CCJs please!

 

My partner has just found out that he has a CCJ from October 2014.

All post relating to this went to an old address and the tenant there claims to have “lost” all of it, so he had never been made aware of this money owed until today.

 

Due to post not getting to him, he has no number to contact and no idea who he even owes money to to be able to repay it.

 

Today he was told to use noddle to check his credit report ahead of us being checked to rent a new home.

This has obviously now fallen through due to this CCJ showing up. I

 

t had never appeared on any other credit check up until today.

He left the address where the debt was registered to 12 years ago, aged 16.

Is there anywhere we can actually go with this?

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called a backdoor CCJ cause he moved with a debt and didn't tell his creditors

though quite how a 16yrs old can take out credit is another matter

 

all you can do for the minute is gather needed info then we can help moving forward.

 

go ring northants bulk tomorrow

you'll need the CCJ number from his credit file

ask for a copy of the CLAIMFORM and the Judgement by email pdf.

 

the credit file should indicate the claimant/owner of the CCJ...bet its a DCA...

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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It might also be an Identity Theft if he left the address 12 years ago at 16, do as DX suggests

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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sadly in these cases we typically find its a family member or close relative using the name.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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