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Letter from Drydensfairfax re alleged old HSBC debt

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Hello,

My partner has had a letter from Drydensfairfax saying he owes x amount, from arrow debt collections, from HSBC.

 

I read through this old thread from 2013 (link attached) as that lady seemed to have the same problem as us. My partner has never had a HSBC account and he is on experia, and nothing showed (just his 3 accounts that we already know about). 

I wrote the statue barred letter as that thread suggested & sent of recorded delivery, they signed for it 4 days later. 

 

Drydens have basically ignored my letter and sent another a week later saying I owe £xx from HSBC account opened in 1991 (!!!) No actual proof of him owning this alleged account. My partner is adamant he has never opened an HSBC account. Even so he has had no statements or any other correspondence from HSBC in the past 10 years I've known him.

Also enclosed in this second letter was forms to fill out for a budget to see how much we can pay them. (!)

 

What do I write back now? I just need them to leave us alone. 

 

Thank you

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Do nothing if your partner has never had a HSBC account and now Drydens state the account was opened in 1991,as no contact or payments have been made it would be Statute Barred and they Drydens are well aware of this.If you feel a need to respond simply state you have never had a HSBC account, and should you continue to Harass Me I will take the matter up with the Financial Ombudsman.For sure do not fill in any form regarding your Income and Outgoings

FS

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sorry no.

you have received a letter of claim with a reply pack yes?

what type of credit was this please?

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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I guess so, it was about 10 pages of forms to fill out to set up a payment. 

 

I'm not sure what type of credit it is, as he's never had an account. Their letter doesn't state what type of credit/ account type the debt is for. 

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there are many banks like HFC etc that are now part of the HSBC group.

so arrows will be as vague as they can to make you wet yourself and pay in panic.

 

pers i's follow post 2 here

 

is the letter headed

letter of claim?

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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OK thank you. 

 

Yes, Drydens headed paper

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