see attached this is what they reported. at the time on the 22 of October, they did not own the account. BT did. see the claim ?
3) The agreement was assigned to claimant on Oct 31, 2016.
interesting they say I am in default, then they say U .
screen 02 credit report aug 2019.pdf
re defaults ..its how debts work in the uk..a dca/debt buyer cannot issue a default notice, they cannot change the registered defaulted date issued by the original creditor reported on the credit file. to litigate [do court] they , the claimant must produce the default notice to be successful . under section 87 of the CCA.
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!