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    • Hi, yes this is the same sort of response I keep getting about this. Yes so it asked for the registration number of the car, and this was inputted correctly. It’s then “found” the brand and type of car “Kia carens 1.6” etc and then came up with the “Recommended” list we then selected the tyres from. I have checked it since we bought them and the same tyre still comes up. In response to the lady above where we “assumed” we did assume the tyres would be correct in the list so didn’t see any need to ring to confirm if you see what I mean. We did try ringing the company but they were unwilling to provide information of supervisor. It seems like the company isn’t going to do anything about this.. 😕
    • They are all actually your interpretations, and nothing more than incorrect assumptions and extreme misrepresentations (at best) of mine (and thats being kind)  
    • pop up on the MCOL website detailed on the claimform. [if mcol is not working return after the w/end or the next day if week time] .  register as an individual  note the long gateway number given  then log in .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform .  defend all  leave jurisdiction unticked  you DO NOT file a defence at this time  click thru to the end  confirm and exit MCOL. . .  get a CCA Request running to the claimant https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/  leave the £1PO blank and uncrossed . .  get a CPR 31:14 request running to the solicitors [if one is not listed send to the claimant] . . https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . . type your name ONLY no need to sign anything . you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count]  
    • Hello   Thank you for your response, I think I have done this right. My responses are in bold    Name of the Claimant ?  Merligen Investments LTD    Date of issue –   12/11/2019        Particulars of Claim     What is the claim for –  1. The defendant owes the claimant £209.79 under the a regulated agreement with Studio Retails T/A Ace dated 16/10/2015 and which was assigned to the claimant on 19/07/2017 (debt)   2. Despite formal demand for payment of the debt the defendant has failed to pay   and the claimant claims £209.79 and further claims interest thereon pursuant to section 69 of the county courtact 1984 Limited to one year to the date hereof at the rate ot 8.00% per annum amounting to £16.78    What is the total value of the claim? £301.57     Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? No    Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No    Did you inform the claimant of your change of address? no    Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? cat debt    When did you enter into the original agreement before or after April 2007 ? no   Do you recall how you entered into the agreement...On line /In branch/By post ? Online     Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? No    Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim.  Debt purchaser    Were you aware the account had been assigned – did you receive a Notice of Assignment? No not received any correspondence apart from a couple of recent Text messages and in all honesty I thought it was a [problem]    Did you receive a Default Notice from the original creditor? No     Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? No Nothing     Why did you cease payments?  About 3 years ago     What was the date of your last payment? Can’t remember     Was there a dispute with the original creditor that remains unresolved? No dispute     Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan?  no          
    • stick to letters.   look in the debt collection section of our library there is a pro rata letter   send that to everyone.   if they don't agree then we'll deal as and when those that do or do not reply. pay what you say when you said it to show good faith. use BACS transfer via online internerweb portal of your bank ...not DD>   dx  
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Do we think he got sent down?

 

H


40 years at the pointy end of the motor trade. :eek:

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what for 71 no chance ever 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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Well, where is he then?

 

H


40 years at the pointy end of the motor trade. :eek:

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Hey guys, I'm here. I've done my court hearing, pay a fine and still wait for the letter from the court, I'm getting a conviction but should be spent in 1 year. They didn't really specify on the day so I'm not too sure

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https://www.ukcisa.org.uk/Information--Advice/Visas-and-Immigration/Protecting-your-Tier-4-status

 

see the section on criminal convictions.

Do NOT assume your conviction will be ‘spent’ for immigration purposes if you have to extend your visa / seek ILR. You MUST declare it.

 

Not declaring it and it being found would lead to an absolute refusal and bar you from applying again (for ?10 years?).

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yes, I'm waiting for the letter from the court then I will declare it to the Home office right away

and yes, I understand that i still have to declare under the UK visa application even though it's spent

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Hi guys, so I'm back. Just an update for everyone, so I was at the court and pay my fine (a heaping £800). I didn't have the chance to talk with my prosecutor on the day, I managed to apologise myself on the day so I think that was alright, paid my fine on the day and got a letter confirming that I have paid the fine as well.

 

However, weird thing, I didn't hear the court saying anything about enter in my record at the end of the hearing. And also today I was doing my DBS check and no record showing that I have anything up there, so my record was clear. Do you know if this is a delay or something because it has been 2 months since my court hearing. I also received no letter from the court ever since.

 

Also before the court hearing 1 day, I talked to another solicitor and apparently the charges against me was never supposed to be in my record ( like speeding ticket from what I remembered correctly but seems a little bit bongus tbh)

 

So anyone had any similar experience like this? Should I tick on the box [NO] for criminal record if they asked me in the future as my DBS check shown that my record is clear?

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Ring the court and ask?

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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You can’t do an enhanced DBS check on yourself.

 

If you don’t declare it and the Home Office find it and conclude you have been dishonest in your declaration : almost certain refusal, and potentially an exclusion period, too.

 

That'd be way worse than declaring it.

If you declare it & get accepted, it can’t later “come back to bite you”. 

Edited by BazzaS
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@dx100uk Thank you for the suggestion, so the lady at the court told me that since it's a minor conviction, it won't show under the basic DBS check and usually shown under the enhanced one. She has confirmed it is on my record and I will need to tick if I was asked

 

@BazzaS Thank you, I was confirmed from the lady at court as well. But I just want to reconfirm, I will need to declare it for any visa purposes; but if it's for jobs that doesn't require to (say 1 year from my court date), I won't need to declare it if I'm correct?

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“Jobs you don’t need to declare it” : so not exempt from Rehab of Offenders legislation

- once it is “spent” you don’t need to declare it.

 

Visa applications (UK and USA) better to always declare.

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