Hi, yes this is the same sort of response I keep getting about this. Yes so it asked for the registration number of the car, and this was inputted correctly. It’s then “found” the brand and type of car “Kia carens 1.6” etc and then came up with the “Recommended” list we then selected the tyres from. I have checked it since we bought them and the same tyre still comes up. In response to the lady above where we “assumed” we did assume the tyres would be correct in the list so didn’t see any need to ring to confirm if you see what I mean. We did try ringing the company but they were unwilling to provide information of supervisor. It seems like the company isn’t going to do anything about this.. 😕
pop up on the MCOL website detailed on the claimform.
[if mcol is not working return after the w/end or the next day if week time]
register as an individual
note the long gateway number given
then log in
select respond to a claim and select the start AOS box.
then using the details required from the claimform
leave jurisdiction unticked
you DO NOT file a defence at this time
click thru to the end
confirm and exit MCOL.
get a CCA Request running to the claimant
leave the £1PO blank and uncrossed
get a CPR 31:14 request running to the solicitors [if one is not listed send to the claimant]
type your name ONLY
no need to sign anything
you DO NOT await the return of paperwork.
you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count]
Thank you for your response, I think I have done this right. My responses are in bold
Name of the Claimant ? Merligen Investments LTD
Date of issue – 12/11/2019
Particulars of Claim
What is the claim for –
1. The defendant owes the claimant £209.79 under the a regulated agreement with Studio Retails T/A Ace dated 16/10/2015 and which was assigned to the claimant on 19/07/2017 (debt)
2. Despite formal demand for payment of the debt the defendant has failed to pay
and the claimant claims £209.79
and further claims interest thereon pursuant to section 69 of the county courtact 1984 Limited to one year to the date hereof at the rate ot 8.00% per annum amounting to £16.78
What is the total value of the claim? £301.57
Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? No
Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No
Did you inform the claimant of your change of address? no
Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? cat debt
When did you enter into the original agreement before or after April 2007 ? no
Do you recall how you entered into the agreement...On line /In branch/By post ? Online
Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? No
Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser
Were you aware the account had been assigned – did you receive a Notice of Assignment? No not received any correspondence apart from a couple of recent Text messages and in all honesty I thought it was a [problem]
Did you receive a Default Notice from the original creditor? No
Have you been receiving statutory notices headed “Notice of Sums in Arrears” or " Notice of Arrears "– at least once a year ? No Nothing
Why did you cease payments? About 3 years ago
What was the date of your last payment? Can’t remember
Was there a dispute with the original creditor that remains unresolved? No dispute
Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? no
stick to letters.
look in the debt collection section of our library
there is a pro rata letter
send that to everyone.
if they don't agree then we'll deal as and when
those that do or do not reply.
pay what you say when you said it to show good faith.
use BACS transfer via online internerweb portal of your bank ...not DD>
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!