The parent company Worldline IT Services UK Limited is listed as a payment services firm by the FCA but this is not at the bottom of the email I received. I have searched and found a copy online of the FCA handbook but I am struggling to find the section that applies to unlawful charges. Not sure what section to quote them.
I've just filed acknowledgement to CCBC for a new dispute with the same companies and lawyers Hoist/Cohen so I have about two weeks. As the other one was some time back I just wanted to check the procedure and get the letters in the post as oon as spossible. Is that CPR and CCA requests ? It was such a while back. Could someone please point me to the models I need to send...have found CCA from 2015 what else should I send ?
Their Wording on the CCBC claim is...
The claim is for the sum of....arising from the defendant's breach of a regulated CCA referenced under no ............ The Defendant has failed to remedy the breach in accordance with a Default notice issued pursuant to ss,687(1) and 88 of the CCAct 1974.
The Claimant claims the sums due from the Defendant following the legal assignment of the agreement from HPH2Ltd (Ex Barclaycard}. Written notice of the assignment has been given.
The Claimant claims.
1.The Sum of....
debt collection agencies will always lie to make money.
pay the debt owner what you owe
if they want to charge unlawful debt collection fees , that's their problem.
let them issue a court claim, see how far they get!!
there are a few threads here regarding IF/ if not collection charges are actually allowed, I think it pays to go read your lease documents carefully to make sure
read these too:
https://cse.google.com/cse?cx=partner-pub-8889411648654839:3134625398&q=ground rent DCA charges&oq=ground rent DCA charges&gs_l=partner-generic.3...131396.138941.0.139184.108.40.206.0.0.0.143.1829.20j3.23.0.gsnos%2Cn%3D13...0.7573j4071087j24...1.34.partner-generic..23.0.0.PHbq0LZxjQQ
I doubt they'll take a blind bit of notice TBH
you could quote the FCA rules to them, but I doubt they even know who they are
even though I assume they are FCA registered.??
go check the company name fca reg number on the FCA register that they should quote at the bottom of all correspondence.
Shocking pictures reveal ‘disgusting’ conditions inside Hermes depot where workers ‘feel like slaves’. Read more at https://www.consumeractiongroup.co.uk/topic/419726-shocking-pictures-reveal-%E2%80%98disgusting%E2%80%99-conditions-inside-hermes-depot-where-workers-%E2%80%98feel-like-slaves%E2%80%99/
Euro Car Parks issued this ticket to the police in Devon and Cornwall. Read more at https://www.consumeractiongroup.co.uk/topic/419522-can-anyone-identify-the-parking-company-which-issued-this-ticket-to-the-police-in-devon-and-cornwall/