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just_jue

Cabot/Ruthbridge OHs Blackhorse Motorloan - offering massive discount

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Hi, my OH has just received a letter from Ruthbridge.

 

She has a DMP with step change and been paying it for years now.

 

This letter is offering her a discount of nearly £700 off her total that is nearly £950.

 

The OC was Black Horse - Motorloan.

 

This has made me think that there must be something wrong with the agreement if they are offering this.

 

What would be the best course of sction?

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with all the years of you being here

why have you never questioned these debts being paid via a DMP before?

 

sar time to BH me thinks 

and CCA to ruths clients.


please don't hit Quote...just type we know what we said earlier..

 

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Thanks DX will do.

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and all the other debts being blindly paid through his DMP!!


please don't hit Quote...just type we know what we said earlier..

 

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Very weird.

 

We have been through all the accounts and OH has never had Black Horse finance, and the amount and reference number doesn't tally up with anything on her DMP.

 

A CCA has been sent to Ruthbridge so lets see what that brings back

Edited by just_jue

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Why have you sent a CCA request to Ruthbridge ?   They dont own the debt.

 

Andy


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I thought that would get my the information about the account

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read post 2 again.

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

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Oh yes just seen Cabot.

 

Will send one to them

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Ruthbridge should be able to pass it to Carboot given they reside in the same offices...but you cant bank on it as they tend to keep this fassade up of being a completely different debt chaser.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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Received a letter back asking for us to supply us details about name address etc for Data protection.

 

They wrote to us not the other way around so they must have all our details

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who has asked in relation to what?

 


please don't hit Quote...just type we know what we said earlier..

 

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Before we can supply your CCA Request we need you to supply us with your name and address and dob.

 

That's all that is on their reply

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who is saying this?

 

if its the dca or their minions..there is no remit for that on a cca request


please don't hit Quote...just type we know what we said earlier..

 

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It is from Ruthbridge saying they have referred to their client but they are unable to provide further information without undertaking some security checks so they can ensure they have the correct person!!!

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muppets ignore


please don't hit Quote...just type we know what we said earlier..

 

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