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Cabot/Ruthbridge OHs Blackhorse Motorloan - offering massive discount


just_jue
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Hi, my OH has just received a letter from Ruthbridge.

 

She has a DMP with step change and been paying it for years now.

 

This letter is offering her a discount of nearly £700 off her total that is nearly £950.

 

The OC was Black Horse - Motorloan.

 

This has made me think that there must be something wrong with the agreement if they are offering this.

 

What would be the best course of sction?

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with all the years of you being here

why have you never questioned these debts being paid via a DMP before?

 

sar time to BH me thinks 

and CCA to ruths clients.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Black Horse - Motorloan paid through DMP - Ruthbridge offering massive discount after years of paying

and all the other debts being blindly paid through his DMP!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Very weird.

 

We have been through all the accounts and OH has never had Black Horse finance, and the amount and reference number doesn't tally up with anything on her DMP.

 

A CCA has been sent to Ruthbridge so lets see what that brings back

Edited by just_jue
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Why have you sent a CCA request to Ruthbridge ?   They dont own the debt.

 

Andy

We could do with some help from you.

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read post 2 again.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Ruthbridge should be able to pass it to Carboot given they reside in the same offices...but you cant bank on it as they tend to keep this fassade up of being a completely different debt chaser.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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who has asked in relation to what?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

who is saying this?

 

if its the dca or their minions..there is no remit for that on a cca request

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

It is from Ruthbridge saying they have referred to their client but they are unable to provide further information without undertaking some security checks so they can ensure they have the correct person!!!

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muppets ignore

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • dx100uk changed the title to Cabot/Ruthbridge OHs Blackhorse Motorloan - offering massive discount
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