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Lowell Pre legal Assessment letter - Asda Creation CC debt of £9554


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Hi, I am busy putting together a DMP and wrote to one of the credit cards making an offer of payment, instead of hearing back from them I heard from a DCA thanking me for my offer and giving me bank details. I am not really sure what to do.

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Which DCA and who is the credit card with ?

We could do with some help from you.

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Ignore Moorcroft...deal direct with Creation only...if they wish to keep passing it to a DCA ignore Creation also.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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ok thank you very much. Why do you ask about which DCA are some worse than others?

 

We know which will do what :wink:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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I hope you've sent a CCA request to all these people you are think of blindly paying via your DMP?

 

who are listed as moorcrofts client on their letters

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so when did you take this card out?

and have you sent a CCA request on all the other debts you are thinking of paying through this DMP?

and I hope its with a free provider that doesn't charge a fee?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 year later...

Hi 

I have just received a letter from Lowells entitled 'pre legal assessment'.

They now own a Creation CC debt of £9554.  

A default notice was sent on 7 Sept 2017 by Creation.  

After that date I have ignored all communication.  

 

I believe the account was opened in 2012 (I thought it was earlier).  

I want to start taking things in hand.  

Am I correct in thinking the first thing I should do is send Lowell a CCA request?

Thanks in advance 

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  • dx100uk changed the title to Lowell Pre legal Assessment letter - Asda Creation CC debt of £9554

old and new topics merged

 

yes we told you to sent a CCA request nov 2017

see post 10

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you dx, I am sorry to mess you around like I said head, sand etc but am going to deal with it now.   Thanks again, I will let you know what happens.

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