Hi dx, apologies - I think that I was mistaken about the issue of the single agreement number... when I answered your question previously I'd checked the last letter I received from Shoosmiths, which does indeed have a single 'Credit Agreement Number' as a reference... but now looking at older letters I see that this is the 'Customer Reference Number' used by Erudio in their correspondence. So I don't think it has any link to the original SLC credit agreements - it certainly doesn't look like any of the 'Loan Account Numbers' used by SLC.
I logged into the Student Loans portal at gov.uk, but there's not much to see there - just a list of correspondence they sent me (deferral packs etc) up to 2013.
I'm still looking through relevant threads like you suggested, although there are a lot of them . Do you think I could defend the claim in a similar fashion to the member in the thread posted below? If I understand it correctly (I'm far from being a lawyer so may be wrong) the defense is disputing that Erudio has the right to 'terminate' the original agreement? Thanks again, will keep reading the threads.
.I already have and GP letter confirming my nervous breakdown etc was included in court application... My GP is now closed for the evening, so not much they can do about my suicidal feelings.... I would have done that today feel I need to increase my medications, but have been too distracted and traumatised by letters received, which have rendered me mentally incapable of adhering to any potential GP assistance today .
if I tell you everything is fine and you can just not make the payments : that isn’t doing you any favours when it then goes wrong. I think its already clear that I know everything is not fine.
As for “Are you suggesting I am lying about my health”: I’ve never suggested that, and so put you to proof I have. Please quote it (& I bet you can’t!)."Focus on that rather than ill-founded flights of fancy that they can’t evict you if you suffer from mental illness"
Nor did I ever say that you chose to be in this position: but you are in that position and can’t just say “they can’t evict me” nor say “they aren’t allowed to pursue me”. Oh I think I can
However, if it was unlawful for a mortgage company to pursue someone for mortgage arrears merely because the mortgagee has mental heath issues : they’d have to dramatically increase the costs of a mortgage to make up for the losses they’d incurr.
It isn’t unlawful for them to seek possession. Yes it is - The "law" needs to change
It is positive / helpful to say “focus on making the mortgage payments rather than a belief they have wronged you”.No. It isn't.... It's a bit like dictating to somebody how they feel, or telling somebody who is suicidal to just "get over it"... NOT helpful and will do nothing other than exacerbate those feelings . You may believe it, but it won’t help you, and ensuring you never miss a payment will help you. A bit difficult under these circumstances
Please, say no more
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!