thank you for your reply, i have changed the date on the cisheets to 22/04/2015 which was the point that pbp was cancelled on the account, it still amounts to more than they have calculated.......
I haven't done a statint sheet
24012001-23092004 int 1.583 per month.xlsx
23102004-23122005 int 1.666 per month.xlsx
23012006-18092014 int 1.873 per month.xlsx
20102014-22042015 int 1.870 per month.xlsx
Ok, I will relax now! Hard for me as I tend to always overthink everything, and as this has been playing out in my head for the best part of a year (actually 10 years if you count from the start!) then it feels hard to let go of!!!
When the judgement paperwork arrives I will file it FOREVER as I guess I will need this to waive in the face of any DCA that PRA chose to sell this crap on to; I imagine the judgement papers will be a complete defence against any future attempts at enforcement??
Thanks again Andy. Like I said, this was only possible with the help of CAG!!!!!
I would say so yes but ofcourse only in the years they charged it not running till today.
can you drop n drag you cisheet here
and did you do a statint sheet for the years int was not charged?
their explanation is correct
Must satisfy POFA if they want to ground Keeper Liability, so no Keeper liability, their RoboClaims always try to sue both as if they can jointly and severally, but the Courts should be looking at the was Driver or Keeper and chuck the claim out for being vague, but they don't They might if POFA fails and they know they are onto a loser, might have a last gasp and try to rely on Elliott v Loake a criminal case so not applicable to a Civil claim, and CPS v AJH Films, again not applicable as is about employer/employee, they will do this to try to get someone to cough up before a case they know they are going to lose to salvage what they have already paid ou to go to court. I would delete the line
As the keeper of the vehicle, I decline as is my right to name the driver (s) at this time"
That is an oblique reference to the duty to name driver in a Criminal case, and is the Elloitt v Loake scenario.
Others will have better ideas, but lloking decent.
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!