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    • If the legendary dx could offer his wisdom it would be greatly appreciated 
    • Hi there Manager for our soccer sixes team moved overseas mid season and we struggled for numbers so we told the ref about 5 weeks prior to seasons end that we would see out these games then be done and he told us he’d ’pass the message on to the relevant people’. Heard nothing, then 3 days prior to the new season beginning we were given our fixture for that weekend. Told the guy over text we had pulled out and the ref should’ve passed a message on but we were told sufficient notice wasn’t given and it needed to be in writing. I argued it’s not our fault the ref didn’t do as he said but we were countered by the T&Cs.    now being chased for what was £608 kindly reduced to £476 to pay off remainder of the season. Been sent a letter in the post from their accountancy team and told needs to be paid by Friday.   seen a lot of the other threads saying we can literally just ignore everything but im concerned about debt collections and credit score being harmed. Can anyone confirm if this all works/what we should do?   thanks
    • Hi,   I have given an official police witness statement for the prosecution in an upcoming criminal court case, and I am very anxious about what might happen.  Specifically regarding being cross-examined.  My statement is very short, and only a couple of paragraphs long, regarding a conversation I had with one of the victims.  I have tried to research online about what information about me the defence barrister might be able to find and use to discredit me.  I have by no means have a shady past but, I am concerned about what private information might be brought up, and as this is a case that will be in the national press as it is in the public interest.  The two preliminary hearings were reported in the papers.   I have tried to research  online what information the opposition can seek, but it is all very complicated.  I believe that they can legally access public records, but I'm not sure what information public records hold.  Can they access my medical records, educational history, HMRC, and Department for Work and Pensions? (I am a self employed sole trader).  I was arrested once, and this was unfortunately instigated by the victim in this case, so could well be of interest to them.  It resulted in no further action, however I have only discovered this week that that, in fact, this means I have a criminal record, and will be so until I am 100 (no chance)! This has really annoyed me to say the least, especially since I asked him afterwards why he rang the police and he said 'for a laugh'.  So I have started to look into applying for it to be deleted, but again, if anyone has any advice on this I would be appreciative. At the moment, my name isn't on the confirmed list to give evidence, but the detective I have been dealing with has said it is 'likely'. The names of the victims in this case will not be allowed to be reported, are witnesses fair game for the press? I really need no know how deep they can delve in to my life so I am prepared if my character gets assassinated in front of the nation. I really wish I'd never agreed to this.   Many thanks
    • A belated thanks dx. Yes I may take your advice regarding StepChange. I am finding that I am telling them (on behalf of my Son) the true balances outstanding? They never seem to check properly in which worries me. If I was to take on myself is there another way of dealing with various debts? I have already submitted other IRL complaints on his behalf. Today I have received a further response from Quidie T/A Fernovo confirming that they will waiver all interest paid.
    • Good evening  Case hearing this Friday 26/04. looking to have all my prep/papers ready.    just checking in to get update on my last post , ( the t&c’s attached). No name or address on them as per #49   thank you UCM  
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Halifax eviction notice ***Success***


Tash1990
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They have tried to call out got to put some credit on our phone to see what they said will be on in the next half hr so will update if not will call tomorrow x

 

Hi Ellen hearing is 12th June 2pm worcs crown court fingers crossed all goes well it's the day before eviction date 

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OK, at least you now know when it is.  You should get to the court as early as possible to see if there are any duty legal advisers there , if there are you should approach them and ask for their support in the hearing.  Are both you and your partner going?

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Yes we're both gonna be going and we will ask if there is anyone available to talk to and come in with us hu thanks for ur help an info will let u no wat happens in court

 

Was gonna get the an hr before as my my 4 yr old is at nursery till 12.30 then my dads coming to have the kids at 12 that day x

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That's good, you've got organised  :)

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I've received court hearing date the post I've got transport there  now also so that's good xx just gotta hope the judge let's us stay now could do without the stress if finding somewhere to live keeping everything crossed that the judge will se me we can afford to keep paying and be sympathetic that we have tried to get help from Halifax but they dont seem interested wish me luck may need it xx

 

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Its weds the 12th eviction day the day after I'm hoping it gets stopped as I'm gona after ask courts for longer time if not as I've got the 2 kiddies and no where to go x

 

just hope the judge will re-suspend again with the knowledge I can pay and will pay as I'm now back at work and bringing in a regular income again just want a secure home for my children that's all that matters to me xx

 

There hearing is only for 10mins that's what it says

I've also read somewhere online looking through sites that if a judge didnt think you had a case he wouldn't give you a hearing dont know if that's a good thing

I'm hoping it is xx

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If you've paid the fee for a hearing, then you'll get a hearing - a judge will want to see both sides to make a decision.  You shouldn't torture yourself reading all these possible scenarios.  You can make payments going forward - it'll be OK

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Ok thanks Ellen it's just worrying me now its getting closer just thinking of all possible outcomes as dnt wan to be out on streets with 2 young children that's innocent in all this but I no I'll be ok and be able to keep my home but will have what ifs in the back of my mind weds cnt come quick enough will stop all the worry xx

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I know the situation must be extremely stressful, but try not to think about any outcome other than success :).  chin  up,  it will soon be over.

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Nervous about tomorrow x

 

Car passed the mot yesterday so I'm hoping that's are first stroke of good luck they say it comes in 3s so fingers crossed x

 

This time tomorrow will be out of court with the news I'm hoping for that our family  home is saved xx 

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Yep not long to go now - it'll soon be over and you can get back to normal life  :)

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You'll  fine :)    remember to ask at the court if you can see a duty legal adviser - they can accompany you into the hearing and support your case.

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I'm going to ask to see duty advisor to support ne in court and will let u no how I get on I'm sure all will go well just cnt hemo but think if the alternative outcome if things go wrong 

Thanks both for ur reassurance tmzx

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It will be your partner who has to speak to them and in the hearing too, as it's his mortgage

 

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Well today is the day more nervous now got a banging headache so scared I'm we gonna lose the house just want to to be over and done with how dnt no what I'll do if we do lose.

 

I'm worried we will get a non sympathetic judge will just be are luck gott a funny feeling things will go wrong just my gut feeling 

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Stay positive and be confident...present your argument confidently....its half the battle in achieving success.

 

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