I've not received any response to the CCA yet so will post that the moment anything arrives.
Yes, Very offer something called 'Take 3' and they do buy now pay later offers. I recall after a late payment this seemed to 'void' these offers and my immediate balanced jumped up. I wish I had kept all my paperwork. Feel very silly now.
so no default notice yet then nor statements
and that's the usual stuff they trot out as a CCA.
interested in this BNPF issue.
are you indicating that as you were late one month they automictically added the interest on as a penalty when infact you were still within the free int period?
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!