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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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landlords unsecured pers loan claimform - suing son as well as guarantors..


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hi, received the letter from the court saying that the claimant solicitor has filed the claim and served upon us, reply to your defence. this reply now forms part of the case and it is therefore important to understand the procedural impact, aswell as the contents to the reply of your defence.

CONTENT OF THE REPLY TO YOUR DEFENCE.

Main points made by the claimant as follows;

the claimant relies on verbal agreement between me and him;

the claimant stated he recorded the verbal agreement whereby you agreed to repay the monies owed to him by xyz. 1st defendant;.

claimant states the recording has been transcribed;

the claimant accepts there has been no assignment of the contract but relies on verbal and recording agreement;

procedural

the claimant solicitors now having filed a reply, means that the claimant believe that he has sufficient evidence persue the matter against you. the claimant has responded to the points raised your defence and countered them in order for the courts and all parties to have an understanding of their case.

the court has also issued an order both parties to make a representations at b..... court 18th of march.the hearing on this date , is to allow all parties and the courts to have an understanding of the case to hand.whereby courts shall issue further directions on how the case should proceed to final hearing. 

 

 

 

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Still the case that if

a) you got no consideration for your offer to make payment, and

b) you didn’t make the offer as a deed (so in writing and meeting the requirements of a deed)

that the offer is unenforceable. You clarified these important issues higher up the thread.

 

The fact that the discussion might have been recorded doesn’t magically make it enforceable.

Does their reply address these issues (and did they feature in your reply)?.

If so, they are “willy waving”.

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  • 3 weeks later...
  • 3 weeks later...

just to update on for a meeting with the claimant,

the meeting didn't last long as the witness he states in his claim has denied he ever was present at the time when the verbal contract was agreed. [the claimant left within 10 minutes of start of the meeting].

 

the witness has clearly said he will not attend the court hearing, and willing to sign a letter saying he was not a witness.

 

shall i draught a letter and get this person to sign and take to the court hearing on the 18 march.

 

thank you.

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Have you now received a Notice of Allocation (N157) since submitting your DQ ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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6 hours ago, bold said:

just to update on for a meeting with the claimant,

the meeting didn't last long as the witness he states in his claim has denied he ever was present at the time when the verbal contract was agreed. [the claimant left within 10 minutes of start of the meeting].

 

the witness has clearly said he will not attend the court hearing, and willing to sign a letter saying he was not a witness.

 

shall i draught a letter and get this person to sign and take to the court hearing on the 18 march.

 

thank you.


what contract?

if you didn’t get “consideration”, there is no contract with you (as previously stated, with the proviso there is no “deed”).

 

There may be a contract with others (again, as previously advised).

If considering your lack of liability this should be your focus, not if there was or wasn’t a verbal discussion.

 

 

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thank you , but to make case a bit stronger and may be counter attack the claimant for  someone who wasnt even there. just thought.

answer to andyrotch yes i have received to attend the salford court for a mediation meeting.

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Well, it is only advice.

”No consideration, no deed, so no contract” is about as strong as it gets.

 

its only advice : up to you if you take it.

Having offered it a number of times and you not saying why you aren’t happy with it : I’m out.

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Quote

yes i have received to attend the salford court for a mediation meeting.

 

:???:  Mediation is conducted by telephone...teleconference....anyway I'm more interested in the courts directions stated within the N157 NOA.... not mediation.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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So yet to receive the Notice of Allocation...and you sate you have to attend Salford Court CCMCC in person ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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court form number at the bottom?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Best get the letter then you can check what you have actually received :biggrin:......

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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  • 3 weeks later...

:???:  I think you are going to have to expand.....

 

Topic moved to General Legal Issues Forum.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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OK, it all started in 2016 when my sil borrowed the £20k to renovate the landlord premises he was renting for his businesses to improve the image,  unfortunately it didn't last long after spending the money and the business closed down.

 

sil agreed to pay back the loan with in 12 months. unfortunately he couldn't pay the money due to no work. then he took him to court but my sil did not go as he was scared and dint tell no one.

 

it was only highlighted when they got charging order on the property, they tried to appeal but it was declined as it was after 14 days. it was decided the court he had to pay £1000 a month, when he looked at the dept it was for £38000, after the query the claimant said it was for rent and utilities bills. 

 

he asked the court to reduced the payment and the court told them to contact the claimant and ask he can reduce the payments as it was decided in the hearing. after talking to the claimant he reduced the payment to £500 pm.

 

but he is still struggling to pay. both of them now worried of loosing home. looking back the landlord never said anything about bills which was £15000.[ he never gave him the lease at the time as it was word of mouth and trust].

 

also most interesting thing came up as the company closed in January 2017 and utilities bills were added on that company after january which was never paid but added on to my dept..

 

they have been advised to report to police for fraud. can they report this and what can they do to reverse the charging order. thank you.

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