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    • Oil and gold prices have jumped, while shares have fallen.View the full article
    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
    • OMG! I Know! .... someone here with a chance to sue Highview for breach of GDPR with a very good chance of winning, I was excited reading it especially after all the work put in by site members and thinking he could hammer them for £££'s and then, the OP disappeared half way through. Although you never know the reason so all I can say is I hope the OP is alive and well regardless. I'd relish the chance to do them for that if they breached my GDPR.
    • The streaming giant also said it added 9.3 million subscribers in the first three months of the year.View the full article
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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landlords unsecured pers loan claimform - suing son as well as guarantors..


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No need to upload it...I have already done that post # 83.

 

Which sections do you not understand ?

 

Andy

We could do with some help from you.

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Settlement tick yes A 1  &  2 and request a 1 month stay.


Court B2 State your local County Court as you are litigant in person.

 

Pre Action Protocol...did the the claimant serve a Notice of Claimaim or letter before claim on you before issuing the claim ?

If yes...tick yes...if he didnt tick no and reason .....the claimant failed to comply with pre Action Protocol.

 

Case Management D1 =no  D2 leave blank. 

We could do with some help from you.

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I would hold just yet ..you should receive a copy of the claimants N181...then you can compare and see if they have included draft directions.

 

What is the deadline to file ?

We could do with some help from you.

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  • 4 weeks later...

File and serve yours and inform the court the claimant has failed to serve you their copy which you require to agree directions.

 

Andy

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Ring the court and request a copy.

We could do with some help from you.

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In FAst Track if neither party set or agree directions the court will set them...not ideal in Fast Track claims but thats down to the claimant if they cant follow the process.

We could do with some help from you.

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  • 2 weeks later...

hi just received a letter from the county court money claim centre. it says;  before deputy distric judge xyz sitting at the county court money claims .

upon the court receiving documents from all 3 defendants, which it considers are intended to be the defence to the claim, including a letter from defendant 3.

IT IS ORDERED THAT

1. the claimants request for judgment against defenndant 1 and 2 is refused.

2. within 28 days from the date of service of this order, the claimant is to file and serve a copy of the agreement and guarantee referred to in the particulars of claim and reply to the defences field

3. because this order has been made without a hearing, the party has right to apply to have the order set aside, varied or stayed. a party making such an application must send or deliver the application to the court together with a approriate fee to arrive within 7 daysof service of this order. if the applicationis one which requires a hearing and

 a] the party making the application is the defendant ; and

b] the defendant is an individual.

 it says defendant 1st and 2nd. that is my soi and my son. but nothing for 3rd defendant which is me.

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can you scan the order up to pdf please

read upload

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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read our upload guide carefully

pdf only

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Maybe they didn't request judgment against you (3rd Def)...standard order.refusing the claimants request for default judgment ..so 28 days from the date of order you want a copy of this agreement/ guarantee and if they fail you inform the court.

 

Andy

We could do with some help from you.

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2. within 28 days from the date of service of this order, the claimant is to file and serve a copy of the agreement and guarantee referred to in the particulars of claim and reply to the defences field

 

The claimant has been ordered to send you a copy.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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  • 2 weeks later...

Sorry I couldn't reload the papers.

Having problem.

 

 I have received another papers from the court dated 5th December, it says;

Before the court sitting at the county court money claim centre.

the claimant and defendant, you have been sent notice n149 which specified the date by which You were require to return the directions questionnaire.

 

You have failed to file the directions questionnaire by the court by the date specified in form n149.

 

IT IS ORDER THAT

 

The claimant must file the directions questionnaire on or before 19th December 2019.

If the claimant does not comply with this order their claim will automatically be struckout without further order of court.

 

The defendant must file the directions questionnaire on or before 19th December 2019.

if the defendant does not comply with this order their defence/counterclaim will automatically be struckout without further order of court and claimant be at liberty to enter judgement.

 

 i will try and load both letters.

 

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don't need to see them

 

so have you filed yours yet?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Filed your DQ in November didn't you ?

 

Which loony County Court is this ? they seem to be struggling with the process 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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Give Salford a ring and enquire...ask is that general order for the claimant only as you filed yours in Nov. 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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