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    • then that will be part of your defence, no ticket on vehicle and the NTK was issued too late to cretae a keeper liability. In the meanwhile you check with the DVLA whe your detailes were accessed, by whom and for what stated reason
    • if they dont respond you can say in your defence that you do not believe they have the permissions because they have failed to produce them and thus have no locus standi.
    • if they start telling lies about what they do and dont have as far as CCTV goes then they couild end up being fined £6.5 million by the ICO. The data will be requested in the fullness of timea nd then see whatn they say. basically they are damned either way, if they have destroyed it then they cnat prove their claim and if they produce it they will show their claim is just vex.
    • well done marked as won.   please consider a donation to keep us here   dx  
    • Now their signage is generic so it begs the question does this car park consist entirely of marked bays and if so how does one distinguish what are the defined markings?   Their signage offers nothing to help you determine even if the marked bays additional terms apply to this car park and you would have thought that they would want people to be aware of what they are being offered because if they arent it isnt a contractual obligation.   My view on this is that they are trying to chisel motorists for money as they dont earn enough from the acrual parking management and like all of these companies greed overrides their obligations in their activities.   Now this means they will be like a dog with a bone and wont want to let go so expect to fight this all of the way.   As you have an advantange of gathering some information before they send the NTK you are in a better position than many   when you do get the letter please show us it with your personal details redacted as they will have to show what evidence they have of this alleged breach in that NTK.   Some compnies refer youto a web site to view their evidence - not good enough, the POFA says they have to show it in the letter.   Also the wording of the NTK has to contain key phrases to create a liability and often they get that wrong so keep sitting on your hands until they send the letter.
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    • The FSA has announced large fines against DB UK Bank Limited (trading as DB Mortgages) - DeutscheBank and also against Redstone for their unfair treatment of their customers.
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      It is now completely clear that any arrears charges which exceed actual administrative costs are unfair and therefore unlawful.
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      Do you have a mortage arears claim to make? Then post your story on the forum here
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Petefrig

Father's info muddled with mine on debt

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Hi all.

 

On my credit file I have a debt from a utility company, it's in my name but showing my father's date of birth.

 It's listed as from 2005 and default date in 2016.

I had no contact about this at all.

I moved in my father's house around 2005 we were both with same supplier and he took his account with him, I opened new account with them.

 

This is how it got mixed up.

What's the best way if getting this removed, as I don't want to have to pay it, and don't want the debt landing on parents doormat.

I'm pretty sure neither of us owe anything, but don't want to open can of worms.

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I think you will need to start telling us which company it is, what kind of utility you are talking about. Then you should send the company an SAR.

You have probably better understand now that it is extremely difficult to clear this kind of thing from your credit file. However if it is a case of mistaken identity then you may have a chance.


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British gas.

I was hoping a phone call would suffice, guess I was dreaming.

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You will need to unravel the story before you can do anything about it. Send the SAR. Also an SAR had better be sent in your father's name as well


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