Medical Billing & Collection (MBC)

[cartti1000]

I have MBC on my case trying to chase an unpaid bill.

I already told the quack I’m not paying for his consultant services for reasons I shan’t go into (it relates to unprofessionalism).

if they want to sue me that’s fine by me as it’s a relatively small amount. 

 

However, my question is this:

dca is threatening to add surcharges to the debt if I don’t cough up soon.

I never signed anything so I didn’t think they were allowed to do this.

 

The only (tenuous?) link I can think of where I may be wrong is for the most part, previous treatment by him was covered by insurance and what’s outstanding is follow up consultations which isn’t covered by insurance because my allowance for consultations had been all used up.

 

Advice appreciated!

 

Thanks

[BazzaS]

Who owns the alleged debt : the “quack” or the DCA?

if the doctor: what do the original T’s & C’s for their services say about added fees for non-payment?

[cartti1000]

 This is where I show my ignorance.

 I assume the DCA owns it but how do I check that?

 

T&C I don’t know about.

The only thing I know he comes under HCA umbrella which I signed a form pertaining to my personal details.

I don’t recall reading anything about surcharges.  

 

I have checked the website legal section and cannot find anything.

Also, email correspondence doesn’t seem to have any mention of terms and conditions.

[dx100uk]

safe to ignore all powerless DCA's and their dogs

they cant add anything to a debt, that's an unlawful penalty.

 

the quack wont of sold the debt on no

and only he can issue a court claim thru a solicitor.

[ericsbrother]

the DCA is paid a small fee to write threatograms and they make no money out of this so they add a fee to the amount in the hope that you are mug enough to pay them and that way their children get fed tonight.

As you didnt sign a credit agreement with teh DCA they have no lawful authority to claim an extra penny but they rely on ignorace to get the cash out of you.

 

Now, as for the original fee you are refusing to pay. If you have a complaint them go through the correct channels with that complaint rather than lose a court case because of hubris. Liewise of you had medical insurance, you complain  to their ombudsman if they suddenly cut you off without warning or just refused to apy a bill without an acceptable reason. Read the terms of the contract before firing off your letters though and if you are certain you are in the right them tey and get one of the newspaper consumer chamions interested