backdoor Lowell cat debt CCJ - paying. can i now contest it?

[welshlass]

hi all, 

 

I have a CCJ registered against me that I knew nothing about it was from Lowell solicitors for a very old catalogue debt. I have been paying it every month as it was a ccJ and I didn't want bailiffs turning up at my house with small children at the time. 

 

I just Want to know am I able to do anything about it now such as can I get set aside or how do I deal with Lowell 

 

thanks 

[AndyOrch]

Thread moved to Financial Legal Issues forum in view of the Judgment.Please continue to post here to your thread.

 

Andy

[dx100uk]

bailiffs?

why do you think they would be involved?

 

I notice all your old threads under welshlass are not showing

 

we'll try and get this back.

 

when was the ccj attained

and did you defend?

dx

 

 

[welshlass]

hi @dx100uk

 

as thats what their letters say when I have been late with a payment .

the CCJ was issued on 31.01.2017 and says judgement date 29.03.2017 

 

and no didn't defend as didn't know anything about it never had no letters nothing not even court forms. 

 

thanks for your help much appreciate it 

[dx100uk]

they would have to return to court to get bailiffs involved.

and theres stuff and all they can do on a consumer credit debt as like CTAX debts, there is no right of forced entry

to all intent they can simply be ignored.

 

now the ccj, so you moved without informing your debt owners..opps.

hope there are no other debts that you paid within 6yrs lurking around..else more could be coming..

for want of future readers

NEVER move without informing debt owners of your new address.

 

you say it was 2017. had yo paid the cat company within 6yrs from then?

 

[welshlass]

no there are more debts I have paid a lot of things off and its only the 2 outstanding which I have asked in here for advice and thats it I am debt free. its taken a while and change of circumstances but thats life I guess I have never done anything intentionally just at the time dealt with what I could at the time. lessons definitely been learnt here. 

 

yes 2017 and yes I did make payments to them 

 

thanks 

[dx100uk]

I cant see a reason for setting aside the ccj as you didn't update your address.

I cant see a defence for the original debt if the above were to be tried , 

[welshlass]

ok thanks for your help anyway and appreciate your advice 

 

thanks