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welshlass

Cabot financial/Vanquis old Debt

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Evening all, 

 

looking for advice please, 

 

I sent a letter to cabot financial asking them to prove it

they have sent a letter back with a breakdown of the statement which is fine as the charges on there are unbelievable

I believe the FCA have announced they have to pay compensation,

 

however what my query is they have not provided evidence only a screenshot of the online application and said it was a digital signature and that when the box has to be ticked to submit the application .

 

the screenshots are very poor and only show name address, dob annual salary and thats its this was may 2011 too 

 

just looking to see where I go with this next and what letter I can send next to them next 

 

thanks in advance 

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When did you make your last payment on this debt?

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the prove it letter should be removed from our library

 

send them a CCA request.

 

dx

 


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7 hours ago, London1971 said:

When did you make your last payment on this debt?

last payment I made was January 2019.

 

 

4 hours ago, dx100uk said:

the prove it letter should be removed from our library

 

send them a CCA request.

 

dx

 

thanks I will do this today then and go from there and wait there response. does it matter that they have sent me computer print outs ?

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Nope.

 

All that matters that they have 12 plus 2 days to respond to your CCA Request.  If they don't then no need to do anything, certainly not pay them a penny.  Just run it past here if they are stupid enough to send a Letter Before Action, pretty unlikely if they can't come up with a CCA.

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brilliant all done today will let you know response. 

 

Thank you so much  😀

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still no response from cabot after sending the cca 

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