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welshlass

Cabot financial/Vanquis old Debt

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Evening all, 

 

looking for advice please, 

 

I sent a letter to cabot financial asking them to prove it

they have sent a letter back with a breakdown of the statement which is fine as the charges on there are unbelievable

I believe the FCA have announced they have to pay compensation,

 

however what my query is they have not provided evidence only a screenshot of the online application and said it was a digital signature and that when the box has to be ticked to submit the application .

 

the screenshots are very poor and only show name address, dob annual salary and thats its this was may 2011 too 

 

just looking to see where I go with this next and what letter I can send next to them next 

 

thanks in advance 

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When did you make your last payment on this debt?


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the prove it letter should be removed from our library

 

send them a CCA request.

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

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7 hours ago, London1971 said:

When did you make your last payment on this debt?

last payment I made was January 2019.

 

 

4 hours ago, dx100uk said:

the prove it letter should be removed from our library

 

send them a CCA request.

 

dx

 

thanks I will do this today then and go from there and wait there response. does it matter that they have sent me computer print outs ?

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Nope.

 

All that matters that they have 12 plus 2 days to respond to your CCA Request.  If they don't then no need to do anything, certainly not pay them a penny.  Just run it past here if they are stupid enough to send a Letter Before Action, pretty unlikely if they can't come up with a CCA.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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brilliant all done today will let you know response. 

 

Thank you so much  😀

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still no response from cabot after sending the cca 

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Hi all 

 

ok so had a response from cabot to say that they cannot provide me with my request of cca so they can't enforce any legal action however they can still contact me and arrange a payment plan so they will continue to send letters regarding payment plan ?

 

any advice on next steps please 

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and another one bites the dust..

ignore until or unless they comply or send a letter of claim.


please don't hit Quote...just type we know what we said earlier..

 

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thanks so much dx100uk 

Edited by welshlass

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