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George43

Intrum SD for old HBOS credit card debt ***Withdrawn***

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I have received statutory demand from Debt collector  late April.  

It was served through the letter box. 

It is the fourth debt collector since 2016 for the same debt from the same bank.


The account with the bank was opened about 10 years ago and was in default since 2016.
I have not been in contact with Debt Collector since they purchased the debt in November last year.


The first paragraph in the box of debt description in the statutory demand  is:
"The debtor entered into contract with bank ...

And was given the account number ...

The debtor failed to adhere to the contract terms and conditions."


The only prove of my debt the collector has (it seems) is the letter of assignment from the bank.


I am going to request CCA from them. 

 

How to set aside the statutory demand?

Please help

 

 


 

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Intrum Justitia, Halifax, £9200.

thank you 

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Do you have any other debts ?

 

Do you own any assets e.g. House ?


We could do with some help from you.

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Credit card which I stopped paying in 2016

I have a house with equity

I have other debts too

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But I can't get remortgage or debt management plan because I don't worl

No, nothing

Few usual threatening letters

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Previous 3 debt collectors were sending similar letters

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Please please, I have only one week left 

Robinson Way, CSL and Moorcroft

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I have studied the linked post to the detail.

 

It was the first time I think I received the notice of assignment from halifax

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How can I ask creditor to set demand aside if only now I am going to ask for CCA?

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When did you orginally take out this credit card ? 

 

Did you contact Halifax concerning issues of hardship and not being able to make payments ?

 

Have you got copies of all statements from Halifax to see whether loads of excessive charges have been added ?

 

Have you got a copy of the default notice from Halifax that would have been sent to you, a month or two after you stopping making repayments ?


We could do with some help from you.

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This was the last letter before statutory demand

image.jpg

 

This was Halifax letter posted by Intrum in their first letter, no barcodes

image.jpg

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I took that card about 20 years ago.

i never contacted Halifax that I couldn’t pay.

i can’t remember about charges or default notice

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Do you have the Stat Demand Letter? 

 

20 Years ago? Fat chance they will have an agreement for it! Yikes... 

Before 2k7 - Recon from my understanding is not valid. A Card that old would have numerous T&C changes made to it which they would have to supply as part of their case. 

 

 

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Sorry it was 10 years ago

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The credit card account was opened in 2008

The demand was served by process server and it looks like one from focus website

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what date is on the SD please

what date is on the attached letter left in your letterbox from the process server or the date he signed it?

he cant just leave it in your letterbox unless he can prove previous failure to deliver in person.

so what letters of recent have you from the process server?

 

dx

 


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He posted first class the second letter

 

He came in person as I found letter asking me to contact me without saying anything what was that about.

then he posted letter that he would deliver it on the 30th irrelevant if I am not there if I don’t agree other time.

 

then it was posted through letter box on the 30th without any date, stamp on envelope or date on statutory demand

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