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Intrum SD for old HBOS credit card debt ***Withdrawn***


George43
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I have received statutory demand from Debt collector  late April.  

It was served through the letter box. 

It is the fourth debt collector since 2016 for the same debt from the same bank.


The account with the bank was opened about 10 years ago and was in default since 2016.
I have not been in contact with Debt Collector since they purchased the debt in November last year.


The first paragraph in the box of debt description in the statutory demand  is:
"The debtor entered into contract with bank ...

And was given the account number ...

The debtor failed to adhere to the contract terms and conditions."


The only prove of my debt the collector has (it seems) is the letter of assignment from the bank.


I am going to request CCA from them. 

 

How to set aside the statutory demand?

Please help

 

 


 

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Do you have any other debts ?

 

Do you own any assets e.g. House ?

We could do with some help from you.

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You can get a DMP :) Its informal and also doesnt show up on your Credit Files per se. This will be a defaulted account so will be  shown on your CRA anyway. 

Lets deal with this Stat Demand for you...

 

We could do with some help from you.

 

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**Fko-Filee**

Receptaculum Ignis

 

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Go here - This should help :)

 

 

 

It will point you in the right direction. So this is the first time its been "Sold" and no administered by an agency. 

 

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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I have studied the linked post to the detail.

 

It was the first time I think I received the notice of assignment from halifax

 

How can I ask creditor to set demand aside if only now I am going to ask for CCA?

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And still not sure what to do? 

 

What did they send you? Can you scan it up minus personal info?

 

That means names and barcodes / Account refs etc

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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When did you orginally take out this credit card ? 

 

Did you contact Halifax concerning issues of hardship and not being able to make payments ?

 

Have you got copies of all statements from Halifax to see whether loads of excessive charges have been added ?

 

Have you got a copy of the default notice from Halifax that would have been sent to you, a month or two after you stopping making repayments ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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This was the last letter before statutory demand

image.jpg

 

This was Halifax letter posted by Intrum in their first letter, no barcodes

image.jpg

 

I took that card about 20 years ago.

i never contacted Halifax that I couldn’t pay.

i can’t remember about charges or default notice

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Do you have the Stat Demand Letter? 

 

20 Years ago? Fat chance they will have an agreement for it! Yikes... 

Before 2k7 - Recon from my understanding is not valid. A Card that old would have numerous T&C changes made to it which they would have to supply as part of their case. 

 

 

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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what date is on the SD please

what date is on the attached letter left in your letterbox from the process server or the date he signed it?

he cant just leave it in your letterbox unless he can prove previous failure to deliver in person.

so what letters of recent have you from the process server?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Intrum SD for old HBOS credit card debt

He posted first class the second letter

 

He came in person as I found letter asking me to contact me without saying anything what was that about.

then he posted letter that he would deliver it on the 30th irrelevant if I am not there if I don’t agree other time.

 

then it was posted through letter box on the 30th without any date, stamp on envelope or date on statutory demand

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what was the 1st letter please

scan it up to PDF only

read upload

 

forget that 

you made 2 posts I missed the 2nd.

 

so what date in on the SD please you have 18 days to respond.

 

dx

 [now merged]

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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