Jump to content

 

BankFodder BankFodder


George43

Intrum SD for old HBOS credit card debt ***Withdrawn***

style="text-align:center;"> Please note that this topic has not had any new posts for the last 277 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I have received statutory demand from Debt collector  late April.  

It was served through the letter box. 

It is the fourth debt collector since 2016 for the same debt from the same bank.


The account with the bank was opened about 10 years ago and was in default since 2016.
I have not been in contact with Debt Collector since they purchased the debt in November last year.


The first paragraph in the box of debt description in the statutory demand  is:
"The debtor entered into contract with bank ...

And was given the account number ...

The debtor failed to adhere to the contract terms and conditions."


The only prove of my debt the collector has (it seems) is the letter of assignment from the bank.


I am going to request CCA from them. 

 

How to set aside the statutory demand?

Please help

 

 


 

Share this post


Link to post
Share on other sites

Intrum Justitia, Halifax, £9200.

thank you 

Share this post


Link to post
Share on other sites

Do you have any other debts ?

 

Do you own any assets e.g. House ?


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

Credit card which I stopped paying in 2016

I have a house with equity

I have other debts too

Share this post


Link to post
Share on other sites

That was quick for it to get to a SD - Also as well has there been any other activity from IJ such as a Court Claim...


 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

Share this post


Link to post
Share on other sites

But I can't get remortgage or debt management plan because I don't worl

No, nothing

Few usual threatening letters

Share this post


Link to post
Share on other sites

You can get a DMP :) Its informal and also doesnt show up on your Credit Files per se. This will be a defaulted account so will be  shown on your CRA anyway. 

Lets deal with this Stat Demand for you...


 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

Share this post


Link to post
Share on other sites

Previous 3 debt collectors were sending similar letters

Share this post


Link to post
Share on other sites

Please please, I have only one week left 

Robinson Way, CSL and Moorcroft

Share this post


Link to post
Share on other sites

Go here - This should help :)

 

 

 

It will point you in the right direction. So this is the first time its been "Sold" and no administered by an agency. 

 


 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

Share this post


Link to post
Share on other sites

I have studied the linked post to the detail.

 

It was the first time I think I received the notice of assignment from halifax

Share this post


Link to post
Share on other sites

How can I ask creditor to set demand aside if only now I am going to ask for CCA?

Share this post


Link to post
Share on other sites

And still not sure what to do? 

 

What did they send you? Can you scan it up minus personal info?

 

That means names and barcodes / Account refs etc


 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

Share this post


Link to post
Share on other sites

When did you orginally take out this credit card ? 

 

Did you contact Halifax concerning issues of hardship and not being able to make payments ?

 

Have you got copies of all statements from Halifax to see whether loads of excessive charges have been added ?

 

Have you got a copy of the default notice from Halifax that would have been sent to you, a month or two after you stopping making repayments ?


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

This was the last letter before statutory demand

image.jpg

 

This was Halifax letter posted by Intrum in their first letter, no barcodes

image.jpg

Share this post


Link to post
Share on other sites

I took that card about 20 years ago.

i never contacted Halifax that I couldn’t pay.

i can’t remember about charges or default notice

Share this post


Link to post
Share on other sites

Do you have the Stat Demand Letter? 

 

20 Years ago? Fat chance they will have an agreement for it! Yikes... 

Before 2k7 - Recon from my understanding is not valid. A Card that old would have numerous T&C changes made to it which they would have to supply as part of their case. 

 

 


 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

Share this post


Link to post
Share on other sites

Sorry it was 10 years ago

Share this post


Link to post
Share on other sites

Oh right... Even so - Wonder if they will have anything. 

So how did the Stat Demand come about? Was it served by a Process Server? 


 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

Share this post


Link to post
Share on other sites

The credit card account was opened in 2008

The demand was served by process server and it looks like one from focus website

Share this post


Link to post
Share on other sites

what date is on the SD please

what date is on the attached letter left in your letterbox from the process server or the date he signed it?

he cant just leave it in your letterbox unless he can prove previous failure to deliver in person.

so what letters of recent have you from the process server?

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

He posted first class the second letter

 

He came in person as I found letter asking me to contact me without saying anything what was that about.

then he posted letter that he would deliver it on the 30th irrelevant if I am not there if I don’t agree other time.

 

then it was posted through letter box on the 30th without any date, stamp on envelope or date on statutory demand

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...