Hi again, I don't want to bang on about it, but I heard there were some changes to overdraft fees that they were switching from daily fees to monthly interest rate. Now as I explained before my fees went from £100 per month to £372 and I tried to come to an arrangement with the Halifax but they were not very helpful.
Now I do need to ask the question again regarding the default, I just need to know if they should have sent a Default notice for an overdraft or does this only apply to credit cards? I am not asking if anything would have been different or if I would have paid it straight away if I had received a default notice.
I am going to do a SAR to Halifax anyway, but I would like to know if they should have sent a default notice.?
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!