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    • doesn't matter you've admitted about the DN and anyway where have you done that and to whom?   by assignment arrows are the creditor regardless to your acking of that fact or not.      
    • Just ignore the letter.   Block/bounce their emails or let them come through so you know what they're up to, and keep us posted.............   😎
    • Thanks DX,   I've already admitted that a default notice was served in 2010 by MBNA, so it seems I might be left hoping that they're unable to produce the original CCA.   I've never acknowledged Arrrow as the creditor and continue to pay MBNA.  Is that in my favour?   Cheers,   Richard.
    • For PCN's received through the post [ANPR camera capture]       please answer the following questions.       1 Date of the infringement  10/07/2019       2 Date on the NTK [this must have been received within 14 days from the 'offence' date]  12/07/19      3 Date received  13/07/19      4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?/    Yes      5 Is there any photographic evidence of the event?  yes      6 Have you appealed? [Y/N?] post up your appeal]  yes  Have you had a response? [Y/N?] post it up  yes      7 Who is the parking company?  Civil enforcement      8. Where exactly [carpark name and town]    10B QUEENS ROAD, CONSETT, DH8 0BH       For either option, does it say which appeals body they operate under. Yes    …………………..     This is what I sent to CE appeal in my own words   Reason For Appeal: Firstly I had an appointment at that time with the dentist. My last visit 2 years ago the car park was free and was not aware of the new parking system.   The sign at the front is very obscure especially turning right into the car park. Where I did park, the sign opposite was turned 90 degrees making it hard to see.   The door at the surgery was wedged open when I entered not realizing there was a sign relating to the new system . I cannot remember if there was any signs inside the surgery but once in I always pick up a magazine to read until the dentist is ready to see me.      My statement and evidence to POPLA. in response to CE evidence highlighting main arguments.   Par 18 . The image submitted from the Appellant of a sign slightly turned is still readable and is not obscured...….. Me Not from where I was parked. A photo from the bay shows a pole with the sign facing away.  Par 18 . Furthermore, it highlights that the Appellant was aware of the signage on the site and failed to comply with the terms and conditions regardless.......  Me I treat this paragraph with contempt. There is nothing to "highlight" here as I maintain I did not see any signage; Regardless ? I could have legally parked right outside the Surgery as there were spaces at the time but having "regard" for disabled and elderly, parked further away having to cross a busy road to the Surgery. Par 20....,. Furthermore, the Appellant failed to utilise the operator’s helpline phone number,,, (displayed at the bottom of signage) to report the occurrence, or to request advice on what further action could be taken.... Me How could I have done this ? I only realized there were signs there when the PCN arrived. Summary. I stand by statements and maintain that I did not see any signage entering or leaving the car park. The main sign at the entrance is too small and easily missed when you have to turn right though busy traffic and once through carefully avoid pedestrians, some walking their dogs. The main sign is blank at the back. When you leave the car park I would have noticed the private parking rules if the writing was on both sides. Roadworks signs close to the parking sign at the time did not help either. [see photo] CE evidence is flawed, illegal and contemptuous. Photos submitted are from months ago, Today I have driven into the car park and noticed the same signs turned 90 degrees including the one opposite my bay. CE have done nothing to rectify this disregarding my evidence and the maintenance of the car park. Showing number plates is a total disregard to patients privacy and I object to these photos being allowed as evidence on the grounds that they may be illegal.    POPLAS assessment and decision....unsuccessful   Assessor summary of operator case   The operator states that the appellant’s vehicle was parked on site without a permit. It has issued a parking charge notice (PCN) for £100 as a result. Assessor summary of your case   The appellant states that he parked on site to attend a dental appointment. He states that the terms of the site had changed since the last time he parked two years ago. He states that signage at the entrance to and throughout the site did not make the terms clear. The appellant has provided various photographs taken on and around the site. Assessor supporting rational for decision   The appellant accepts that he was the driver of the vehicle on the date in question. I will therefore consider his liability for the charge as the driver.   The operator has provided photographs of the appellant’s vehicle taken by its automatic number plate recognition (ANPR) cameras. These photographs show the vehicle entering the site at 14:17 and leaving the site at 15:13. It is clear that the vehicle remained on site for a period of 56 minutes.   Both the appellant and operator have provided photographs of the signs installed on the site. The operator has also provided a site map showing where on site each sign is located.   Having reviewed all of the evidence, I am satisfied that signage at the entrance to the site clearly states: “Permit Holders Only … See car park signs for terms and conditions”.   Signs within the site itself clearly state: “DENTAL PRACTICE PERMIT HOLDERS ONLY … ALL PATIENTS AND VISITORS MUST REGISTER FOR A PERMIT AT THE PRACTICE RECEPTION ... IF YOU BREACH ANY OF THESE TERMS YOU WILL BE CHARGED £100.”   The signs make the terms of parking on the site clear, are placed in such a way that a motorist would see the signs when parking and are in line with the British Parking Association (BPA) Code of Practice.   The operator has provided evidence to show that a search for the appellant’s vehicle has been carried out against the list of vehicles for which a valid permit was held on the date in question. The appellant’s vehicle does not appear on this list.   The appellant states that he parked on site to attend a dental appointment . I accept that this may have been the case, however I do not accept that this entitled the appellant to park on site outside of the terms.   The appellant states that the terms of the site had changed since the last time he parked two years ago. The operator’s photographs of the signage on site are dated 27 March 2019.   It is clear based on these photographs that the terms had been in place for at least three months by the time the appellant parked, which I am satisfied was a reasonable period for any regular user of the site to adapt to any change to the terms.   The appellant states that signage at the entrance to and throughout the site did not make the terms clear. He has provided various photographs taken on and around the site.   As detailed above, I am satisfied based on the evidence as a whole that signage made the terms sufficiently clear. I am satisfied from the evidence that the terms of the site were made clear and that the appellant breached the terms by parking without registering for a permit.   I am therefore satisfied that the PCN was issued correctly and I must refuse this appeal.   docs1.pdf
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welshlass

Corner Park aka FiNANCE U very old debt CCJ

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hi all

 

much needed help please ,

 

as you are all aware this named company/garage whatever they are are not the best to deal with to say the least,

i am wondering what i do next

 

i had a car from them back in 2000 and i part ex a car in poss 2001/2002

a year after that i had money troubles new born baby and couldnt afford it

 

they kindly reposessed it

send abusive letters/calls/texts etc all the normal delightful stuff

 

in 2005 he put a ccj on me for an amount just short of £13k with a repayment plan

i was not able to pay this

i may have paid one or 2 payments but that was it

 

i havent heard a single thing for 5 years and 2 months exactly

yesterday had a lovely letter from their new legal and recovery department saying that i have to pay full amount in 7 days or they will instruct baliffs from cardiff county court to remove my goods to the value of the outstanding debt!!!!

 

what i am wanting to know is can they do this after so long?

what do i do next ?

 

unfortunatly i had a house fire in 2007 and lost all my documents

i dont have a single piece of paperwork,

 

how desperate to chase after purchasing a car 10 years ago.

i too tried calling several times but they are horrible not interested in any circumstances or reasoning its one way or no way!

 

any help on where i start and what i do would be great

 

am just so pleased i found the thread on here about them

otherwise i dont know what i would do apart from panic and wait for his thugs to turn up!

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oh what a luvvie:-x man

 

first thing

 

what month in 2005 did you get the ccj

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hiyah postggj

 

i was hoping you would comment as i know your a fan of this man.... it was 25th may 2006 that i recieved the judgement for claimant and this was the last correspondence i had and a copy of this was attched to the finance u letter i had yesterday :)

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if baliffs are instructed from the county court then that is a good thing

 

they have a brain unliike the parking fine private bailiffs

 

if they do turn up then you only have to explain your circumstances and they will just return the warrant back to the court.

 

the most that will happen is the judge will ask you to attend court to go over an income and expen form and do an assessment

 

 

ime having to think on this one as a ccj has been awarded and is quite old

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ok thanks for yr help, i rang the court yesterday in panic and spoke to a very young girl who advised that they will send a letter out advising me that they are doing this before they turn up!

if i need to get a solicitor i will i am so annoyed by this man its unreal i too am going to fight him every step of the way the more of us do then he may think twice but maybe not but atleast satisfaction for me

 

why leave it this long though the courts said he can do an enforcement within 6 years after that he cant do anything!

 

oh and just to let you know at the bottom of his new designed letters new director is A humphries she was the secretary (anne)

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As you know ime dealing with this for nowayjose

 

i beat him the first time and cost Him £1500

 

ill do it again

 

let me think on this one for a bit and ill get back to you

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Oh dear Welshlass, so sorry to hear of your problems with these, how they get away with it I dont know, just hold on in there and Postie will give you as much help as he can... I will be watching your thread with interest too, take care x

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oh and just to let you know at the bottom of his new designed letters new director is A humphries she was the secretary (anne)

 

 

Interesting :eyebrows:

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hi nowayjose,

 

aww thank you , yeah he seems to know his stuff thank god :) good luck to you too i couldnt believe it when i read yr thread all what they did to me before the judgement then nothing! but mine was a few yeas before you.. its a sham!! there must be a way of reporting them or doing something or tripping them up as there is no way he is all 100% above board there must be a loophole somewhere ....speak soon x

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hi guys any news? any updates? hope yr both well :)

Edited by welshlass

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Hi Welshlass

Thanks for the friends add, just waiting to submit my defense now.. so just a waiting game :couch2:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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check back tonight now ive finished on the other thread

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thanks i only have what is written on the letter which says at the top

'judgment for claimant'

 

its the payment arrangement and the date on that is 25th may 2006 i could ring the court in the morning and find out any information :)

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i am going to ring courts in morning and ask them if they can send me copies of any documents and what the exact dates were that would help wouldnt it?

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the date you mean?? if so yes i have just send you a private message :)

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hi, i have also received a letter from them today. about a car they repossessed years ago. the last i heard from them was in feb 06, when they said they we going to get a ccj. i have had a bad time over the last few years, and am now looking after my very ill mum. if the thugs came i believe it might push her over the edge. how do i go about sorting this problem with finance u. thanks

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without a ccj, they can do nothing

 

just ignore

 

you are the third poster today on this lot

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hi, i have also received a letter from them today. about a car they repossessed years ago. the last i heard from them was in feb 06, when they said they we going to get a ccj. i have had a bad time over the last few years, and am now looking after my very ill mum. if the thugs came i believe it might push her over the edge. how do i go about sorting this problem with finance u. thanks

 

Hi Tiffwales

 

Perhaps you should start your own thread, you can be sure of plenty of help on here. Keep us updated.

NWJx

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hi all,

I've just been reading the threads about corner park's "finance u" hire purchase plans for cars.

 

I have to say I completely disagree with the posts that have been placed.

 

I'm not saying that the people are not being accurate. (How could I? I'm not them)/

 

However I do feel I have to provide my experience with this company.

 

I purchased a car from them 3 and half years ago.

My payments were for £206.00 a month for 30months.

I also had to pay a 20% deposit.

I struggled to pay the deposit, but they allowed me to pay it in instalments.

 

Since then, as I've already said I've experienced difficulty in making the repayments.

 

I've spoken to Nick and Graham on each occasion and never found them to be aggressive, abusive or threatening.

 

In actual fact Nick has done all he can to help me keep my car.

 

On one occasion, The gear box went on my car (a common fault with the type of car I have).

 

I put it in a garage to be repaired and the garage kept it for 8 months.

 

1 phone call to Nick and my car was removed from the garage, repaired and returned to me within 10 days.

 

On top of that they were particularly understanding about the fact that I struggled to repay the repairs so did them for me at cost.

 

Allowed to me repay it exactly as I had my car AND WITHOUT interest.

 

So people, while i can imagine you may have a completely different view to me on this one,

I have to say that the secret to not having a CCJ, car repossessed or default notices issued (which are all entirely legal) is communication.

 

If you speak to these guys and are honest with them they will help you all they can.

 

At the end of the day, they don't need the hassle of trying to sell on a car that will have depreciated in value through general wear and tear.

Nor are the in the business of repossessing cars-its a car SALES not repossession company.

 

L.M.

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