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    • Hi I have received not one but three of the same PAP letters (just different amounts and details) from Moriarty Law, allegedly for three different ADCB credit cards taken out in UAE in 2009 for a total debt they claim is now almost 200,000 pounds across the three accounts.  I think I may have had one credit card from them, but there was nowhere near that amount outstanding, if anything, when I left the UAE for good on September 30, 2010. There is a difference with my case, however and I need some advice.  I have lived in Hong Kong since 2012 (I am a permanent resident there) and the letters have been sent to my elderly mother's address, which is where my UK bank account is registered, and have been forwarded to me. Though they are dated August 20 and 21 I only received them yesterday. There are also two follow-up "Final demand before proceedings letter" both dated September 8. In previous years there have only been various DCA letters sent which have all been ignored My queries are this: 1. What would happens if the letters were returned with a note that this person is "no longer lives at this address" - moved abroad” 2. Or should I return the PAP reply form anyway as set out on this forum but with no address on it (it might confuse them with a Hong Kong stamp on the envelope I guess) 3. If I do that, should I send the three forms separately or together? 4. Should I return it saying I have left the country adn not to send any more correspondece to my old address? 5 Or is there any other advice you can give.  I am not sure if I reveal that I am in Hong Kong that could stop UK proceedings, could I have a CCJ in absentia and could it be enforced, or whether could chase me for it in Hong Kong which has a similar statue of limitation law to UK? Thanks for any speedy advice. Time is short because it takes four or five days for post to get between UK and HK.        
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    • Hi   Repair and Support Plan states: If your product goes wrong after the 3rd Repair, you can request a replacement.(The faults must be mechanical they say e.g Hard Drive as opposed to physical/accidental to qualify for replacement/vouchers).   My Laptop has had 4 Hard Drive replacements. They are attempting to claim that a corner being missing when the laptop went in for repair over rides Hard Drive Failure and are therefore claiming my laptop has had only 3 repairs.   Also Well fix in 7 days or replacement-1 of the repairs took almost a month. Ive refused delivery of my `fixed` laptop now for 3 months while arguing to and fro with them that they have breached the support plan and I want replacement vouchers.They are now charging me £50 to store my laptop and are going to dispose of it in 6 days if I dont contact them. Been through usual channels..Consumer advice... just found out they wont participate in ADR. I loathe this company they are a disgrace. Ive paid A support Plan £11 per month for over 8 years. Im aware how bad they are and how many people they have shafted. Anyone any idea where I stand ..what I do?I dont want them to get away with broaching the policy as well as binning my laptop.Im left with nothing.    
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welshlass

Corner Park aka FiNANCE U very old debt CCJ

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hi all

 

much needed help please ,

 

as you are all aware this named company/garage whatever they are are not the best to deal with to say the least,

i am wondering what i do next

 

i had a car from them back in 2000 and i part ex a car in poss 2001/2002

a year after that i had money troubles new born baby and couldnt afford it

 

they kindly reposessed it

send abusive letters/calls/texts etc all the normal delightful stuff

 

in 2005 he put a ccj on me for an amount just short of £13k with a repayment plan

i was not able to pay this

i may have paid one or 2 payments but that was it

 

i havent heard a single thing for 5 years and 2 months exactly

yesterday had a lovely letter from their new legal and recovery department saying that i have to pay full amount in 7 days or they will instruct baliffs from cardiff county court to remove my goods to the value of the outstanding debt!!!!

 

what i am wanting to know is can they do this after so long?

what do i do next ?

 

unfortunatly i had a house fire in 2007 and lost all my documents

i dont have a single piece of paperwork,

 

how desperate to chase after purchasing a car 10 years ago.

i too tried calling several times but they are horrible not interested in any circumstances or reasoning its one way or no way!

 

any help on where i start and what i do would be great

 

am just so pleased i found the thread on here about them

otherwise i dont know what i would do apart from panic and wait for his thugs to turn up!

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oh what a luvvie:-x man

 

first thing

 

what month in 2005 did you get the ccj

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hiyah postggj

 

i was hoping you would comment as i know your a fan of this man.... it was 25th may 2006 that i recieved the judgement for claimant and this was the last correspondence i had and a copy of this was attched to the finance u letter i had yesterday :)

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if baliffs are instructed from the county court then that is a good thing

 

they have a brain unliike the parking fine private bailiffs

 

if they do turn up then you only have to explain your circumstances and they will just return the warrant back to the court.

 

the most that will happen is the judge will ask you to attend court to go over an income and expen form and do an assessment

 

 

ime having to think on this one as a ccj has been awarded and is quite old

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ok thanks for yr help, i rang the court yesterday in panic and spoke to a very young girl who advised that they will send a letter out advising me that they are doing this before they turn up!

if i need to get a solicitor i will i am so annoyed by this man its unreal i too am going to fight him every step of the way the more of us do then he may think twice but maybe not but atleast satisfaction for me

 

why leave it this long though the courts said he can do an enforcement within 6 years after that he cant do anything!

 

oh and just to let you know at the bottom of his new designed letters new director is A humphries she was the secretary (anne)

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As you know ime dealing with this for nowayjose

 

i beat him the first time and cost Him £1500

 

ill do it again

 

let me think on this one for a bit and ill get back to you

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Oh dear Welshlass, so sorry to hear of your problems with these, how they get away with it I dont know, just hold on in there and Postie will give you as much help as he can... I will be watching your thread with interest too, take care x

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oh and just to let you know at the bottom of his new designed letters new director is A humphries she was the secretary (anne)

 

 

Interesting :eyebrows:

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hi nowayjose,

 

aww thank you , yeah he seems to know his stuff thank god :) good luck to you too i couldnt believe it when i read yr thread all what they did to me before the judgement then nothing! but mine was a few yeas before you.. its a sham!! there must be a way of reporting them or doing something or tripping them up as there is no way he is all 100% above board there must be a loophole somewhere ....speak soon x

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hi guys any news? any updates? hope yr both well :)

Edited by welshlass

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Hi Welshlass

Thanks for the friends add, just waiting to submit my defense now.. so just a waiting game :couch2:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

.

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check back tonight now ive finished on the other thread

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thanks i only have what is written on the letter which says at the top

'judgment for claimant'

 

its the payment arrangement and the date on that is 25th may 2006 i could ring the court in the morning and find out any information :)

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i am going to ring courts in morning and ask them if they can send me copies of any documents and what the exact dates were that would help wouldnt it?

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the date you mean?? if so yes i have just send you a private message :)

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hi, i have also received a letter from them today. about a car they repossessed years ago. the last i heard from them was in feb 06, when they said they we going to get a ccj. i have had a bad time over the last few years, and am now looking after my very ill mum. if the thugs came i believe it might push her over the edge. how do i go about sorting this problem with finance u. thanks

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without a ccj, they can do nothing

 

just ignore

 

you are the third poster today on this lot

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hi, i have also received a letter from them today. about a car they repossessed years ago. the last i heard from them was in feb 06, when they said they we going to get a ccj. i have had a bad time over the last few years, and am now looking after my very ill mum. if the thugs came i believe it might push her over the edge. how do i go about sorting this problem with finance u. thanks

 

Hi Tiffwales

 

Perhaps you should start your own thread, you can be sure of plenty of help on here. Keep us updated.

NWJx

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hi all,

I've just been reading the threads about corner park's "finance u" hire purchase plans for cars.

 

I have to say I completely disagree with the posts that have been placed.

 

I'm not saying that the people are not being accurate. (How could I? I'm not them)/

 

However I do feel I have to provide my experience with this company.

 

I purchased a car from them 3 and half years ago.

My payments were for £206.00 a month for 30months.

I also had to pay a 20% deposit.

I struggled to pay the deposit, but they allowed me to pay it in instalments.

 

Since then, as I've already said I've experienced difficulty in making the repayments.

 

I've spoken to Nick and Graham on each occasion and never found them to be aggressive, abusive or threatening.

 

In actual fact Nick has done all he can to help me keep my car.

 

On one occasion, The gear box went on my car (a common fault with the type of car I have).

 

I put it in a garage to be repaired and the garage kept it for 8 months.

 

1 phone call to Nick and my car was removed from the garage, repaired and returned to me within 10 days.

 

On top of that they were particularly understanding about the fact that I struggled to repay the repairs so did them for me at cost.

 

Allowed to me repay it exactly as I had my car AND WITHOUT interest.

 

So people, while i can imagine you may have a completely different view to me on this one,

I have to say that the secret to not having a CCJ, car repossessed or default notices issued (which are all entirely legal) is communication.

 

If you speak to these guys and are honest with them they will help you all they can.

 

At the end of the day, they don't need the hassle of trying to sell on a car that will have depreciated in value through general wear and tear.

Nor are the in the business of repossessing cars-its a car SALES not repossession company.

 

L.M.

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