This is in relation to another post regarding stair work caried out by a steel fabricator.
We have paid the fabricator in full for the entire staircase although the work is far from complete. The fabricator is asking for additional money for work that has already been undertaken. He is asking for an additional £1500 for design drawings and an additional £2500 for additional installation costs, plus other costs in relation to increases in material costs. In no case have we made aware there would be any additional cost and we did not agree to any additional cost. However, he is saying he will not progress with any work or documentation until the bill is settled.
My question is - is there anything in my consumer rights that says I must be made aware of costs and cannot be retrospectively charged? I am aware of clauses regarding costs must be reasonable, or are these really one and the same?
Hi @dx100uk, on how to make a defence at the hearing to lift the stay.
I'm not sure what my chances are.
I thought this was a loan I had made an arrangement to pay with the original lender, but I cannot find those payments in my account. So I haven't been paying anything. I still can't remember taking the loan, but the agreement copy is in the documents I received so I must have.
Is it worth me sending an income and expense form to the DCA and offering to pay 15% of the total in a lump sum?
I can borrow that from family.
Otherwise I have only about £10 each month after living expenses.
Can the court force me to pay more than that if it goes to trial and the claimant wins?
Based on what I've read in other posts, the claimant/lender haven't been sending me a Notice of Arrears every year, and the claimant didn't provide the credit agreement copy within the allotted timescales. If I've understood correctly, this will go in my favour?
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!