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    • just to clarify my point look at page 5 the right hand side black line to the right of the sig box is missing that sig info has clearly been copied and pasted by lowells on to that set of t&c's and if you look at other vanquis card CCA returns here on cag for that same set of T&C there has never been that box there anyway   Exhibit_NA1_(1).pdf
    • > they keep piling on charges and CRS are now chasing me for over £100. My membership was/is £9.99 a month. > So....am I at fault? Do I need to pay? You are not at fault. It is entirely their fault for making this whole process so difficult, and I'd love to seem them argue otherwise against any British judge. Have you ever met any other company who makes it this difficult to cancel a subscription? Probably not! Because it's a (sort of) legal grey-area. You owe them nothing. In what world does it make sense to charge a customer £90 for cancelling their (£9.99/mo) membership less than a month early? What other reputable company would do this? Nobody. This is not legally enforceable!     X4L/Harlands/CRS/Zinc are all part of the same group, and they all have absolutely zero legal power over you. They are not bailiffs. Nothing will happen to your credit and nobody will show up at your door. They will never dare take you to court, because they know that they stand no chance, but they might try to scare you. Pay no attention to this. You might get a few annoying emails/texts/phone calls, but do not answer nor reply to any of these - if you do, you're just giving them more to feed on. These people prey on vulnerable people who get fooled into thinking they're in the wrong. Ignore any and all communication with these scumbags.   Feel free to check out similar threads from 2010-2016 about X4L/Harlands/CRS/Zinc on this forum, you'll notice that every OP stopped replying after so long because these cowboys gave up on trying to steal money from them after they realised that they wouldn't budge. Their whole business is based on stealing money from innocent people. You'll be fine! Good luck. Keep us updated!    
    • looks like you still paid for ppi. {£236.03}   unravelling the crap in the letter it looks like your can make a PPI reclaim directly to welcome even though they were not GISC regulated, they are saying the underwriters were, but they cant say whom they were, but from other threads here it should be easy to work that out if needs be    so you had a loan of £2269.44 of which 236.03 was PPI   so ppi/loan*100=ppi%   236.03/2269.44*100=10.4%   so anything you paid 10.4% of it was for ppi so statint sheet time      
    • bang shot yourself in the foot why did you mention PPI in the sar request?  
    • Thank you for your response Eric's Brother. I have been out of the country and was told about this on my return. It is not clear yet whether the Company have paid this PCN. They have a flawed policy of paying these and asking questions later, even deducting the money from the employees wages if they don't get a response from the employee within a certain time limit. They couldn't have got a response from my daughter as she too was away on holiday which is why she lent her car to my son. I'm not sure this policy is legal ?. Anyway, I'm getting sketchy information in dribs and drabs. My son was visiting Wrexham for a one off event so is unable to get pictures of the car park signage or the ticket machine. I will get the image supplied by Parking Eye and post it up on here. Sorry for the incomplete information so far, but that's what I'm getting. Kids eh ?...no sense of urgency.
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LexusHybrid

How can Car Manufacturers Tell Blatant Lies

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I purchased a Lexus 450h in March 2019, on the basis of the showroom advertised fuel consumption - 50mpg

I discussed with the salesman the reason for my interest and purchase, which was the fuel consumption as I travel around 24,000 miles per annum. (To and from my place of business)

The car is only achieving 30.1 mpg (as of 1st May 2019) and has currently covered 3300 miles.

The car does not meet the advertised fuel description by a massive margin (over 39%)

I could accept a small difference due to driving conditions etc but 30 mpg is a massive difference.

I feel that I have been blatantly mislead and mis-sold. I have wrote to Lexus and been told the advertised mpg in in line with Government guidelines - How can this be right?

I have never had an electric or Hybrid car before and assumed that they were fuel efficient. I had no reason to disbelieve the advertised fuel consumption in the showroom.

I was told a lie by the salesman and misled by the advertisement - How can this be allowed?

Lexus Fuel Consumption 2nd April.jpg

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My wife's toyota aygo was supposed to do a massive 60mpg, but just to get that car to 50mph it woild take a good push on the gas for quite a while.

We never achieved more than 35mpg and sold it.

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Posted (edited)

Unfortunately it’s the tests that are setup in the standards. They are not real life and don’t really take into account traffic, weather, driving style. 

The downside of this type of hybrid is that all electric running is very short, you then need to carry around a battery pack the increases fuel consumption. That is why the government set a minimum electric drive as part of the future fuel ban. 

On any type of ev you need to dramatically change your driving style. Slow acceleration, gentle/no braking. No AC, no heat etc etc

sadly you may have been better with a traditional diesel, it would have been cheaper too

Edited by CraigMcK
Correction

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Just a side note from car buyer

We found 45mpg to be easily obtainable around town, but motorway journeys recorded a figure closer to 35mpg.”

i assume to get 24k miles you will be doing motorway journeys. Are you pushing the speed limit? That’s also a big hit on fuel consumption especially on a heavy vehicle. 

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Might be worth looking at Honest john's real world fuel figures, the "Official" figures quoted fit in with Mark twain's observation of  "lies, damned lies and statitics" they are purely artificial and have no ralation to real world driving with a variance of 25% below or more than the facts.


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I had a Lexus hybrid a few years ago (300h with the 2.5L engine) and did actually manage over 50mpg on one particular journey of around 120 miles of mixed driving, but I was deliberately trying to get maximum mpg on that journey and it was too much hard work and nothing like my usual driving style for me to do it all the time.  It was difficult, however, to then go and challenge the manufacturers claimed figures when i had achieved close to it myself.

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They said my car would do 14 mpg round town and they were right

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