Hiya Andy, I have inserted the paragraph you suggested below, just after point 10.
is it ok here ? Do I need to add anything more ?
10. This claim bought by the claimant is without merit and just a way of abusing the court
The claimant holds no valid documentation that can substantiate their claim this being
· No Termination Notice
· No Credit agreement and acknowledge they cannot supply one, and acknowledge that they are unable to enforce.
· No valid default Notice
· A Reconstituted Notice of assignment
I would also point out that it appears the claimant has amalgamated a loan agreement with a current account overdraft and is trying to claim it all as an overdraft, the claimant has to date still not disclosed the loan agreement and remains in default.
It would be far gracious and forthright for the claimant to admit that all the paperwork is a collection of copy and pastes in an attempt to convince the court that the claimant can disclose the legal valid documents on which its claim relies on.
any opinions always welcome
not to do with CC co after this time, it is down to the retaIer and no-one else so dont presume anything abut their relationship with their supplier.
you need to read up on what your rights are and stick to your guns
Sorry the require is they really do require them here.
It's ré cognative assessments and a full educational profile is necessary. It's making the whole process extremely difficult and he will have to go through numerous more assessments than he should if we have the documentation
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!