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5bellies

Account been on file for 6 years and has appeared again

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Hi,
I have been in an IVA for just short of 7 years. and included in it was a credit card from Yorkshire Bank.
The IVA started in Sept 2012 and they hung on to put the card into Default in Feb March 2013 appearing in the closed accounts section.
It has been in default since then, and a month or so ago it disappeared of my Credit file (Same as all my other accounts that were in default and 6 years old)

This month it has re appeared as an open account (Same number and same balance as the old one)
I was under the impression that they couldn't do this. I raised a dispute with noddle and got a standard reply, this is why we are not removing it.

Am I correct now it is 6 years old it should not be there.

Thanks in advance

5Bellies

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Yes you are correct.....ask all the CRAs to enter a notice of correction.

 

Andy


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