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    • As I recall the only thing you tried telling us was based on a quote that you selectively edited by Lord James of Blackheath. You misrepresented it as a statement of fact when it was actually a question which was laughed at by his peers in the House of Lords.  We told you it was garbage, you asked us to prove it and we did.   Remember?
    • you need to realise that for every person that does come to CAG and register and tell their story...there are poss 10'000 that don't but search the interweb whereby threads that are here pop up relating to like issues they are searching upon.   Most CAG siteteam and many other registered Caggers give advice that bears this in mind and post information which not only informs the starter of a thread upon what to do, but also takes into consideration the readers from the interweb that also read the relevant advice given that might not be brave enough to register and fess up.   to that end, there is very little alternative than to appear to give 'grief' [you deserve it - tough] to a cagger should certain previous advice not have been followed.....yours is a very classic case of such. hey I've found a backdoor CCJ.   to put it bluntly, had you have followed such previous advice, you most certainly would not be in the situation you are in here now.. .so by example, not giving you grief, for future readers...………..   ...never ever move without informing a debt owner of a move of address on any consumer debt that you last used or paid within the last say 7yrs. your credit file is a major key to ascertaining that information.... .but don't just read this advice come to the consumeractiongroup.co.uk website and let us help.   lecture over... what can you do..or more importantly....what can a claimant do now they have a default forthwith judgement against you. well we can't guess.... they might simply ignore it as 1000's of people with CCJ's find out..but it becomes an issue should you wish to say get a mortgage, remortgage or further credit.   i'm not going to enter into any of that here...that's for the reader to start a thread here and seek advice on their individual situation specific to them as you have done....   so...  bearing the all of the above in mind...over to you with regard to this backdoor CCJ.   as for the other debts that you didn't action before...go read your old thread and action what appropriate advice is given there for each type of debt that has been given should you wish to avoid any further backdoor CCJ's.   dx                    
    • hello my very good helpful friend. I am afraid to say that i did not. As i did not realise the relevance of it.   Should i be doing this right now of anyone on my credit file ?   Plz don't give me grief if u have already advised me...   do i do the ccs request now to everybody in that thread ?    
    • aha busted and stupid ...no wonder you've got mixed information here. never trust anything they say ..they have a very bad reputation for stating the truth.   now can you go get your credit file please..   there are cases whereby a council on historic CTAX debts do go for a county court CCJ, but a liability order from a magistrates court has far more clout legally than a county court CCJ and i've never heard of a court sending a bailiff out for 'multiple' CCJ collection.   me thinks he is pulling the wool here a bit and has looked at your credit file and seen CCJ's too so thought he'd chance his arm and use those as further leverage.   don't worry about the sat visit simply ignore do not answer the door if he appears. your task is too gather data at present.   credit file please..        
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oldwivesdebt

robinson way chasing wifes old debt in her maiden name

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Hi 

You all helped me out many years ago and really appreciated it.

Today my wife received a letter from Robison Way stating that they have been appointed for HFUKH2L (Ex HPH Ltd).

 

She did have debts going back years ago but dealt with them .

She has no idea what this debt is for as it doesn't state what company she supposed to owe and even so her debts were well over 6 years ago

surely they are statute barred.

 

We have also moved properties in the mean time and the debt has her maiden surname on it as well.

Just wondering whether we should reply in any way or not .

Thanks in advance 

Oldwivesdebt

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Ignore them. If they have not provided enough information, this is just a fishing letter. No doubt further letters will be received and they may provide more info.

 

in the meantime, she should check her credit record, just in case anything is noted.


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ok thank you unclebulgaria67. I imagine an onslaught of letter will arrive shortly going by past experience . thank you again

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send them our statute barred letter in the debt collection section of the library

you need to protect against backdoor CCJ's which they will do if they don't get a response.


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that's what I was worrying about . I know from past experience how these people work but that was from a long time ago. might have thought things might have changed to stop them doing things like that .

thanks 

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Statute barred letter sent but this morning my wife had the same kind of letter only it's stating that they are concerned that they hadn't heard from her. maybe letters have crossed .just await the reply to the statute barred letter 

Thanks

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they may choose to pretend to ignore the SB letter but you can bet your bottom dollar they wont try court because they knw that they will only get a costs order against them fro unreasonable conduct rather than a cash settlement.

It is not uncommon for these troglodytes to ignore the law on debt collection because they (a) wnat the money and (b) wont get punished for being naughty

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They might continue to ask for payment saying although they cannot sue for the cash she has a moral obligation to pay them, at which point a Cease and Desist letter might be appropriate.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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ok thank you both .

could you point me in the direction of a Cease and Desist letter please .

Is it in the library anywhere 

thanks again

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Youve sent the sb letter

dont enter stupid letter tennis!!


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Yep, them wasting  a quid a month on sending stupid letters that cant harm you is their loss, not yours

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ok thanks 

haven't heard anything yet

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well, you wont if they have heeded the SB letter, they arent going to admit they are just a bunch of chancers are they?

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One way you might hear something is if they sell the debt on , they get the same treatment SB letter if it did happen.  They should give up if they know, that you know is SB so unenforceable.


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Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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