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    • Hi all.   I have an ongoing complaint registered with HSBC and they told me last week that I’ve got to wait until the manager dealing with this gets back from her annual leave at the start of July! I’m very unhappy about this - is there anything I can do other than complain about this, which I have?
    • I was in a similar situation a long time ago. After the first messing about from the buyer for a front light not working which i fixed at his address, i got another text about worn tyres. Next day i went there with cash, bought the bike back and sold it to someone else.  Some mugs think that they buy a 20 year old vehicle from a private individual and it must be in showroom conditions with full warranty.  If you can, get the quad back and sell it to a more normal person. This is a mick taking monkey and will call you for years to come even for a puncture.
    • Morning. Just putting together my sar. The template letter asks for an account number and in the body of the letter again an account number as a starting point for reference. Dx did state not to put an account number in the letter so is it ok to just put my full name, dob and current and previous addresses to help them find me?  Many thanks. 
    • oops already cashed the cheque as I'd read somewhere that it would just be removed from the new claim if successful.   I take it that's that then now?
    • My personal experiences of Future Comms    Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing! Probably the worst company I have ever dealt with lie after lie, think trading standards should look into there misconduct and no obligation of fulfilling contracts. Have also asked for all the conversations had with them but nothing has been forth coming again seem a law unto themselves! Awaite fFuture Comms answers to these problems that I have been having with the miss selling of phone contracts by themselves...……..    Well a call back and payment date of August 28th because of their mistake in may or should I say excuse of not paying.Told them not good enough payment by 12pm Monday or going to take legal action because they are now in breach of contract and want compensation at the rate they would charge me if I terminated payments to them! Probably the biggest crooks I've dealt with go on Future Comms report me for telling the truth I'm sure my legal team would like even more ammunition to get what's rightfully mine back!   Keep away shocking company No payment, no hope of payment peddle more crap then a drugs dealer in a crack den! Instead of reporting me Future Comms contact me to see what my gripe with you is? Let your so called non existent directors come have a chat with me because I don't think these people exist along with the accounts department who's computers always seen down or broken 🤔 How many people do you owe money to? Let's have a chat over a ☕and sort it out!
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    • My personal experiences of Future Comms 
       
      Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!
      • 0 replies
    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
        • Like
      • 4 replies
    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 5 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
fletch70

Unlicensed claimants

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I thought I would spread this great piece of news.

 

At appeal it was ruled that a claimant who was not registered with the FCA could not bring a county court claim.

 

Now I have no idea what this means for people who already have CCJ's issued to these unlicensed claimants but it may be a ray of hope

I also don't know what the legal arguments were - I guess the solicitor advocate involved will keep those to herself for now 


Any opinion I give is from personal experience .

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Who?


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I don't know who the unlicensed claimant was but I do know there are at least two out there who are unlicensed. 

 

I know this has been a discussion before about unlicensed debt purchasers but maybe it has now been decided.


Any opinion I give is from personal experience .

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Interesting, especially if they are Debt Purchasers.  Hopefully details will be out there soon.


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There are some details out there on Twitter and LinkedIn as well as another forum. It is not the Phelan case which debt purchasers have been touting as a loss for the unlicensed argument. This was a different case with, I think a reserved judgement that was handed down this week. It is certainly going to be an interesting time; I do wonder if the debt purchaser will appeal to a higher court - we will have to wait and see


Any opinion I give is from personal experience .

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Hi Fletch how are you\

 

Are you looking for section 40 of the CCA mate or the amendments in the 2006 section25,

 

I don't think they were repealed by the  FCA.

 

Sorry if I have the wrong end, been a long day


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Hi Dodge

 

I was reading from a post made by a leading solicitor advocate on another forum as well as twitter and Linkedin 

 

You know how it is, I can't put a link to it - all I know is that in an appeal they won on the basis the claimant could not rely on using an authorised representative; they themselves had to be authorised. 

 

Of course the debt purchase industry will be very quiet about it 


Any opinion I give is from personal experience .

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Wonder if it could apply to private parking cowboys and their invoices if it is confirmed in a higher court?


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Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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10 hours ago, fletch70 said:

Hi Dodge

 

I was reading from a post made by a leading solicitor advocate on another forum as well as twitter and Linkedin 

 

You know how it is, I can't put a link to it - all I know is that in an appeal they won on the basis the claimant could not rely on using an authorised representative; they themselves had to be authorised. 

 

Of course the debt purchase industry will be very quiet about it 

You couldn't email me, could you? Be interested to read it. please


DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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