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    • Well done Paul...delighted you have managed to resolve this.   Andy
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HI

  My sister in law asked me if I could deal with DC Letters that are addressed to her husband who is now deceased demanding payments for a long standing debt 

 

 I know what I would like to say to them

but as the debt was in his name only and as I said is now deceased

 

the debt also goes back to 2010 and I have been assured it has never been acknowledged.

 

Surely there must be something I could officially say to these DC to  stop sending these demands for payment any help would be appreciated 

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Send them our Statue Barred letter from your executor who dealt at the time.

 

 

Regards

 

Andy

We could do with some help from you.

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might be better to send the Scottish version if the debts were taken out whilst he was resident in Scotland.

 

?

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Of course quite correct DX

 

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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you could have some fun here at the DCA's expense here if you wanted too....let me know.

and just remember a debt is extinguished ...dead gone parrot..in Scotland after 5yrs too..

 

dx

 

 

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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I expect they know he is deceaased and hope that you feel intimdated into paying when they know they have no authority or ability to try and collect this supposed debt.

they are just carrion feeders with no morals so dont feel you have to be polite or respectful to them so let them know what you think as long as you make sure they know the debt, if it existed is SB.

sending a copy of the letter along with a very brief background (no contact for 9 years then they wait unti he has died before they begin chasing the hearse) to her local paper ( or the Scotsman) might be worthwhile

Edited by ericsbrother
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Hi all

         Sorry for being a bit late in replying but work away a lot looking at the DC letters they seem to pass them round lots of different names but the one that's after the debt is Santander so I think I,ll go down the Statute Barred route and send the letter to them direct hopefully get closure on this. Or should I just be blunt and say he,s dead and stop sending demands ?

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no good sending letters to Santander if the debt has been sold on.

so who is writing

what are they saying

what is the debt type

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Hi

   Getting a bit confused with this he only died 6 weeks ago and he got a letter from Santander demanding payment a week after he died its for a credit card debt these DC letters must be for something else I thought it was for the same debt I,ll deal with Santander first then need to have a look at these other DC letters 

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well if you don't give us the info we need

we will be as much in the dark as you appear to be.

 

 

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Could you post up the letters as a one page PDF please then we can see what is going on, as DX indicates we need the info to be able to move this forward.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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