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Payplan - Cover my life & Cover my payments


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Hi,

I'm looking for some advice,

my husband and I have been a dmp with payplan for around 12 years,

my husband died suddenly just under 2 years ago,

it took me a long time to start sorting this out as I was so worried about the debts,

 

with help from family I continued paying up until 20 months in when I notified Payplan of his death.

I was advised that we both had this cover which i was unaware of, and that they would notify the creditors.

 

I then filled in a form, and it was decided as there was high blood pressure registered 3 months prior to commencement of the plan, the claim was rejected.

 

Unfortunately his death certificate does say this, but I have a number of problems with the coroner, and it appears that it is highly likely a post mortem was never done by them, so I am going through that as well.

 

Since then all bar 2 creditors so far have written off his debts.

 

I feel Payplan sold us a policy which we didn't know about, is there anything I can do about it?

 

Is this is the right forum, or should I have posted this elsewhere?

 

 

Absolutely Appreciative:):):):):)

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yes ofcourse you can reclaim it.

shame you've blindly been paying your debt off through PP>

I bet 99% of the were now owned by DCA's that have zero legal rights to demand anything off you unless they hold enforceable paperwork, which 99% don't have.

that's payplan for you!

 

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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pers id just stop paying payplan altogether.

your debts are all +12yrs old so will 99% probably be unenforceable anyway

 

 

as for the PPI, send PP an sar.

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Share on other sites

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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