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monkeygirlindebt

Payplan - Cover my life & Cover my payments

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Hi,

I'm looking for some advice,

my husband and I have been a dmp with payplan for around 12 years,

my husband died suddenly just under 2 years ago,

it took me a long time to start sorting this out as I was so worried about the debts,

 

with help from family I continued paying up until 20 months in when I notified Payplan of his death.

I was advised that we both had this cover which i was unaware of, and that they would notify the creditors.

 

I then filled in a form, and it was decided as there was high blood pressure registered 3 months prior to commencement of the plan, the claim was rejected.

 

Unfortunately his death certificate does say this, but I have a number of problems with the coroner, and it appears that it is highly likely a post mortem was never done by them, so I am going through that as well.

 

Since then all bar 2 creditors so far have written off his debts.

 

I feel Payplan sold us a policy which we didn't know about, is there anything I can do about it?

 

Is this is the right forum, or should I have posted this elsewhere?

 

 


Absolutely Appreciative:):):):):)

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yes ofcourse you can reclaim it.

shame you've blindly been paying your debt off through PP>

I bet 99% of the were now owned by DCA's that have zero legal rights to demand anything off you unless they hold enforceable paperwork, which 99% don't have.

that's payplan for you!

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Thanks for responding, how would I go about doing that? Maybe when I am in a better place I could maybe think about taking on my debts they are all DCA now, and off my credit file I think.


Absolutely Appreciative:):):):):)

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pers id just stop paying payplan altogether.

your debts are all +12yrs old so will 99% probably be unenforceable anyway

 

 

as for the PPI, send PP an sar.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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I don't think it is PPI I think they call it a a membership fee


Absolutely Appreciative:):):):):)

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Ooooh thank you very much , i will have a read of this tomorrow!


Absolutely Appreciative:):):):):)

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